:root{
  --paper:#EAF7F0;
  --ink:#0F1B2B; --ink-soft:#41505F; --ink-faint:#526071;
  --graphite:#8A98A6; --graphite-light:#C9D6DD; --graphite-dark:#1F2A38;
  --steel:#7DA9E8; --steel-light:#DBEAFE; --steel-dark:#1E40AF;
  --gold:#1D4ED8; --gold-light:#93B4E8; --gold-dark:#1E40AF; --gold-pale:#DBEAFE;
  --navy:#0F1B2B; --navy-light:#152436;
  --white:#ffffff;
  --border:#DCEEE5; --border-2:#BFE0D2;
  --sk-1:0 1px 2px rgba(15,27,43,.06),0 3px 10px rgba(15,27,43,.05);
  --sk-2:0 10px 24px rgba(15,27,43,.10);
  --sk-3:0 18px 36px rgba(15,27,43,.14);
  --r:14px; --r-lg:24px;

  /* -- forsidens design-tokens, delt her slik at header/footer/knapper blir identiske -- */
  --bg:#F3FAF6;
  --surface:#FFFFFF;
  --surface-alt:#EAF7F0;
  --surface-alt-2:#D8F0E4;
  --surface-tint:#F0F4FF;
  --brand:#00C389;
  --brand-dark:#00A472;
  --brand-text:#007A4D;
  --brand-ink:#04301F;
  --accent:#1D4ED8;
  --accent-dark:#1E40AF;
  --accent-soft:#DBEAFE;
  --border-soft:#E7ECF1;
  --radius-xl:32px;
  --radius-lg:24px;
  --radius-md:18px;
  --radius-sm:12px;
  --radius-pill:999px;
  --shadow-sm:0 4px 14px -4px rgba(15,27,43,0.08);
  --shadow-md:0 20px 40px -16px rgba(15,27,43,0.16);
  --shadow-brand:0 14px 30px -10px rgba(0,195,137,0.45);
  --container:1180px;
  --mono:'Inter',ui-monospace,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;background:var(--paper);overflow-anchor:none}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;background:var(--paper);color:var(--ink-soft);line-height:1.65;font-size:16px;-webkit-font-smoothing:antialiased;overflow-x:hidden}
h1,h2,h3,h4{font-family:'Inter',sans-serif;font-weight:700;color:var(--ink);line-height:1.15;letter-spacing:-.01em;overflow-wrap:anywhere}
a{text-decoration:none;color:inherit}
img,svg{max-width:100%;height:auto;display:block}
ul,ol{list-style:none}
.wrap{max-width:1180px;margin:0 auto;padding:0 1.5rem;width:100%}
section[id]{scroll-margin-top:110px}
#alle-kort{scroll-margin-top:234px}
/* Guide-artiklenes TOC peker til id-er på selve <h2>-en (ikke på wrapper-<div class="guide-seksjon">),
   så section[id] over treffer den ikke - uten dette landet den klikkede overskriften helt skjult
   bak sticky header (målt ~90-101px høy). Gjelder alle 12 guide-artikler pluss FAQ/Kilder-ankrene. */
.guide-inner h2[id],.guide-inner [id]{scroll-margin-top:110px}
.eyebrow{display:inline-flex;align-items:center;gap:.6rem;font-family:'Inter',sans-serif;font-size:.72rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--steel-dark)}
.eyebrow::before{content:"";width:7px;height:7px;background:var(--steel);transform:rotate(45deg);flex-shrink:0}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;font-family:'Inter',sans-serif;font-weight:700;border-radius:var(--r);padding:.85rem 1.5rem;font-size:.96rem;transition:.2s;cursor:pointer;border:1.5px solid transparent;white-space:nowrap}
.btn svg{width:17px;height:17px;stroke:currentColor;fill:none;stroke-width:2.2}
.btn-primary{background:var(--graphite-dark);color:var(--paper)}
.btn-primary:hover{background:var(--steel-dark);transform:translateY(-2px);box-shadow:0 12px 24px rgba(29,78,216,.32)}
.btn-outline{background:transparent;color:var(--ink);border-color:var(--graphite-light)}
.btn-outline:hover{border-color:var(--ink);transform:translateY(-2px)}
.btn-sm{padding:.6rem 1.2rem;font-size:.86rem}
.btn-header-cta{background:#00C389;color:#fff}
.btn-header-cta:hover{background:#00A472;transform:translateY(-2px);box-shadow:0 12px 24px rgba(0,195,137,.32)}


/* ===== Hero ===== */
.hero-blaa-blokk{position:relative;display:flex;flex-direction:column;min-height:calc(100svh - var(--total-header-h, 112px));padding-bottom:5rem;background:linear-gradient(160deg,#F3FAF6 0%,#EAF7F0 40%,var(--paper) 70%,#DCEEE5 100%)}
.hero{position:relative;flex:1 1 auto;padding:4.2rem 1.5rem 2.2rem;background:none;display:flex;align-items:center}
.hero .wrap{position:relative;z-index:1;max-width:800px;width:100%;margin:0 auto;text-align:center}
.hero-tekst{max-width:680px;margin:0 auto;position:relative}
.hero-tekst .tillitsrad,.hero-tekst .tp-rad{justify-content:center}
.hero-cta-rad{display:flex;flex-direction:column;align-items:center;gap:.7rem;margin:1.8rem 0 .4rem}
.hero-sok-knapp{font-size:1.06rem;padding:1.05rem 2.6rem}
.hero-sok-knapp svg{width:19px;height:19px;transition:transform .2s}
.hero-sok-knapp:hover svg{transform:translateX(4px)}
.hero-cta-fotnote{font-family:'Inter',sans-serif;font-size:.84rem;color:var(--ink-faint)}
.hero h1{font-family:'Sora',Georgia,serif;font-weight:600;margin:0 0 1.1rem}
.hero h1 .h1-liten{position:relative;display:inline-block;font-size:clamp(1rem,1.7vw,1.15rem);font-weight:700;color:var(--steel-dark);line-height:1.3;letter-spacing:.02em;margin:0 0 .3rem}
.hero h1 .gull{position:relative;display:block;font-size:clamp(2.1rem,3.6vw,2.7rem);line-height:1.1;margin:.15rem 0;color:#1D4ED8;text-transform:uppercase;letter-spacing:.005em;text-wrap:balance}
.hero h1 .h1-for-deg{display:inline-flex;align-items:center;gap:.3rem;margin-top:.6rem;font-family:'Sora',Georgia,serif;font-style:italic;font-weight:600;font-size:clamp(1rem,1.7vw,1.15rem);color:var(--gold-dark);background:var(--gold-pale);padding:.2rem .8rem .28rem .8rem;border-radius:999px;box-shadow:var(--sk-1);animation:tag-inn .45s cubic-bezier(.22,.61,.36,1) .3s backwards}
.hero h1 .h1-for-deg-pil{width:15px;height:13px;stroke:var(--gold-dark);fill:none;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round;transform:scaleX(-1);flex-shrink:0}
@keyframes tag-inn{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}
@media(prefers-reduced-motion:reduce){.hero h1 .h1-for-deg{animation:none}}
/* Håndtegnede understreknings-sveip (hero, modal, kort, resultat, stat) er bevisst
   fjernet fra visningen - de leste som et lekent blogg-/scrapbook-motiv, ikke som en
   seriøs finansside. Selve SVG-elementene ligger fortsatt i HTML, men skjules her ett
   sted for hele siten. */
.h1-liten-sveip,.gull-sveip,.soknad-sveip,.kort-cta-sveip,.resultat-sveip,.stat-sveip{display:none}
.hero-sub{font-style:italic;font-family:'Inter',sans-serif;font-weight:500;font-size:clamp(1.05rem,1.8vw,1.3rem);color:var(--steel-dark);margin:0 0 1.7rem}
.hero .lead{font-size:clamp(1.02rem,1.5vw,1.14rem);color:var(--ink-soft);margin-bottom:1.7rem}
.tillitsrad{display:flex;align-items:center;flex-wrap:wrap;column-gap:1.5rem;row-gap:.5rem;margin-bottom:1.7rem}
.tillit-item{display:inline-flex;align-items:center;gap:.5rem;font-family:'Inter',sans-serif;font-weight:600;font-size:.9rem;color:var(--ink-soft);white-space:nowrap}
.tillit-item svg{width:15px;height:15px;stroke:#00C389;fill:none;stroke-width:2.3;flex-shrink:0}
.tp-rad{display:flex;align-items:center;flex-wrap:wrap;column-gap:1.6rem;row-gap:.6rem;margin-top:.3rem}
.hero-trustpilot-crop{width:146px;height:28px;overflow:hidden;flex-shrink:0;margin-left:-6px}
@media(max-width:640px){.hero-trustpilot-crop{display:none}}
.hero-trustpilot{margin:0;width:610px;max-width:610px}
.hero-trustpilot iframe{width:610px!important;margin-left:-185px!important}
.tp-logos{display:flex;align-items:center;flex-wrap:wrap;column-gap:1.5rem;row-gap:.6rem}
.tp-logos a{display:inline-flex;align-items:center;gap:.5rem;height:24px;opacity:.85;transition:opacity .15s;text-decoration:none}
.tp-logos a:hover,.tp-logos a:focus-visible{opacity:1}
.tp-logos a span{font-family:'Inter',sans-serif;font-weight:600;font-size:.86rem;color:var(--ink-soft);white-space:nowrap}
.tp-logos img{display:block;object-fit:contain}
.tp-logos .ll-finaut{height:20px;width:auto}
.tp-logos .ll-ft{height:22px;width:auto}
.tp-logos .ll-fav{width:20px;height:20px;border-radius:5px;object-fit:cover}

/* ===== Hero snarveier (mini credit-card shortcuts, live in the first fold) =====
   To like store snarveier ved siden av hverandre, rett og pent på linje -
   ingen diagonal overlapp eller skjevvinkel. Samme rolige løft+skygge-språk
   som resten av siden bruker på hover. */
.hero-snarveier{display:flex;gap:.9rem;margin:2.6rem 0 1.6rem;width:100%;opacity:0;animation:hs-inn .5s cubic-bezier(.22,.61,.36,1) .2s forwards}
.hero-snarvei{position:relative;flex:1 1 0;min-width:0;display:flex;align-items:center;gap:.9rem;text-align:left;text-decoration:none;color:var(--ink);background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);padding:.8rem 1rem;box-shadow:0 3px 14px rgba(15,27,43,.06);transition:transform .25s cubic-bezier(.22,.61,.36,1),box-shadow .25s}
.hero-snarvei:hover,.hero-snarvei:focus-visible{transform:translateY(-4px);box-shadow:var(--sk-2)}
.hero-snarvei:focus-visible{outline:2px solid var(--steel-dark);outline-offset:3px}
.hs-ikon{position:relative;flex-shrink:0;width:56px;aspect-ratio:1.586/1;border-radius:8px;overflow:hidden;box-shadow:var(--sk-1);animation:hs-flyt 3.4s ease-in-out infinite;transition:transform .3s cubic-bezier(.34,1.56,.64,1),box-shadow .25s}
.hero-snarvei:hover .hs-ikon,.hero-snarvei:focus-visible .hs-ikon{transform:rotate(-8deg) scale(1.08);animation-play-state:paused}
.hs-ikon .kort-fallback{padding:.3rem}
.hs-ikon .kort-plate-chip{width:13px;height:9px;border-radius:2px}
.hs-tekst{flex:1;min-width:0}
.hs-tekst b{display:block;font-family:'Inter',sans-serif;font-weight:700;font-size:.98rem;color:var(--ink)}
.hs-tekst span{display:block;font-family:'Inter',sans-serif;font-size:.82rem;color:var(--ink-soft);margin-top:.1rem}
.hero-snarvei .hs-pil{width:16px;height:16px;stroke:var(--border-2);fill:none;stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0;transition:transform .25s cubic-bezier(.22,.61,.36,1),stroke .2s}
.hero-snarvei:hover .hs-pil,.hero-snarvei:focus-visible .hs-pil{transform:translateX(4px);stroke:#00C389}
@keyframes hs-flyt{0%,100%{transform:translateY(0)}50%{transform:translateY(-4px)}}
@media(prefers-reduced-motion:reduce){.hero-snarvei,.hero-snarvei .hs-pil,.hs-ikon{transition:none;animation:none}.hero-snarveier{opacity:1}}
@keyframes hs-inn{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:translateY(0)}}
@media(max-width:480px){.hero-snarveier{flex-direction:column}}
@media(max-width:400px){
  .tillitsrad{grid-template-columns:1fr}
}

/* ===== Finder ===== */
/* .finner/.verktoy/.tjene-penger er pr. 2026-08-12 ikke i bruk på noen av de ~70 sidene
   (grep bekrefter det) - fades lagt til likevel for konsistens/fremtidssikring, etter samme
   mønster som forsidens tilsvarende seksjoner (#finn-kort/.calc-section/#tjener-penger). */
.finner{padding:clamp(1.2rem,2.5vw,1.8rem) 0 clamp(2.4rem,5vw,3.8rem);background:linear-gradient(to bottom, var(--surface-alt-2) 0, var(--surface-alt) 56px, var(--surface-alt) 100%);border-bottom:1px solid var(--border)}
.sek-topp{max-width:660px;margin:0 auto 1rem;text-align:center}
.sek-topp h2{font-size:clamp(1.7rem,3.2vw,2.25rem);line-height:1.3;color:var(--graphite-dark)}
.sek-topp p{color:var(--ink-soft);font-size:1.02rem;margin-top:.6rem}
.finner-verktoylinje{max-width:960px;margin:0 auto;padding:0 1.5rem;display:flex;align-items:center;gap:1rem;background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);box-shadow:0 3px 14px rgba(15,27,43,.05);min-height:60px}
.finner-sok{flex:1;min-width:0;display:flex;align-items:center;gap:.7rem}
.finner-sok svg{width:19px;height:19px;stroke:var(--ink-faint);fill:none;stroke-width:2.1;flex-shrink:0}
.finner-sok input{flex:1;min-width:0;border:none;outline:none;font-family:'Inter',sans-serif;font-size:.94rem;color:var(--ink);background:transparent;padding:1rem 0}
.finner-sok input::placeholder{color:var(--ink-faint)}
.finner-verktoy-hoyre{display:flex;align-items:center;gap:1rem;flex-shrink:0;padding-left:1rem;border-left:1px solid var(--border)}
.finner-sorter{display:flex;align-items:center;gap:.5rem;font-family:'Inter',sans-serif;font-size:.88rem;color:var(--ink-soft);white-space:nowrap}
.finner-sorter span{font-weight:600}
.finner-sorter select{border:none;outline:none;background:transparent;font-family:'Inter',sans-serif;font-weight:700;font-size:.88rem;color:var(--ink);cursor:pointer;padding:.3rem 0}
#flereFiltreBtn{display:inline-flex;align-items:center;gap:.5rem;white-space:nowrap;font-family:'Inter',sans-serif;font-weight:700;font-size:.86rem;color:var(--ink-soft);background:var(--paper);border:1.5px solid var(--border-2);border-radius:var(--r);padding:.65rem 1rem;cursor:pointer;transition:.15s}
#flereFiltreBtn svg{width:16px;height:16px;stroke:currentColor;fill:none;stroke-width:2.1}
#flereFiltreBtn:hover,#flereFiltreBtn[aria-expanded="true"]{border-color:var(--ink);color:var(--ink)}
.finner-ekstra-filtre{max-width:960px;margin:0 auto;padding:1rem 1.5rem 0;text-align:center}
.finner-ekstra-filtre .chips-tit{display:block;margin-bottom:.8rem}
.finner-ekstra-filtre .chips-rad{justify-content:center;overflow-x:visible;flex-wrap:wrap;padding:.2rem 0 0}
@media(max-width:640px){
  .tp-logos{grid-template-columns:repeat(2,1fr);justify-content:stretch;column-gap:1.4rem}
  .finner-verktoylinje{flex-direction:column;align-items:stretch;padding:1rem;gap:.5rem}
  .finner-sok{padding-bottom:.3rem;border-bottom:1px solid var(--border)}
  .finner-sok input{padding:.4rem 0}
  .finner-verktoy-hoyre{border-left:none;padding-left:0;justify-content:space-between}
}
.chips-panel{max-width:960px;margin:0 auto 1.5rem;padding:1.6rem 0 0}
.chips-topline{display:flex;align-items:center;justify-content:center;gap:1rem;flex-wrap:wrap;margin-bottom:1rem;padding:0 1.5rem;position:relative;text-align:center}
.chips-tit{font-family:'Inter',sans-serif;font-weight:600;font-size:.82rem;letter-spacing:.03em;color:var(--ink-soft)}
#nullstillFilter{background:#fff;border:1.5px solid var(--border-2);color:var(--ink-soft);font-family:'Inter',sans-serif;font-weight:700;font-size:.82rem;padding:.65rem 1rem;min-height:44px;border-radius:var(--r);cursor:pointer;transition:.15s;position:absolute;right:1.5rem;top:50%;transform:translateY(-50%)}
#nullstillFilter:hover{border-color:var(--ink);color:var(--ink)}
.chips-rad{display:flex;flex-wrap:nowrap;gap:.6rem;overflow-x:auto;padding:.2rem 1.5rem 1rem;scrollbar-width:thin;-webkit-overflow-scrolling:touch}
.chips-rad::-webkit-scrollbar{height:5px}
.chips-rad::-webkit-scrollbar-thumb{background:var(--border-2);border-radius:99px}
.chip{font-family:'Inter',sans-serif;font-weight:700;font-size:.86rem;color:#fff;background:var(--graphite-dark);border:none;padding:.6rem 1.1rem;border-radius:999px;cursor:pointer;transition:.2s;display:inline-flex;align-items:center;gap:.5rem;white-space:nowrap;flex-shrink:0}
.chip svg{width:15px;height:15px;stroke:#00C389;fill:none;stroke-width:2.4;flex-shrink:0}
.chip:hover{transform:translateY(-2px);background:#33363a}
.chip.aktiv{background:#00C389}
.chip.aktiv svg{stroke:#fff}
.chip.chip-gull svg{stroke:#93B4E8}
.chip.chip-gull.aktiv{background:#1D4ED8}
.chip.chip-gull.aktiv svg{stroke:#fff}
.finner-status{display:flex;align-items:center;justify-content:center;gap:.5rem;font-family:'Inter',sans-serif;font-weight:600;font-size:.9rem;color:var(--ink-soft);padding:2rem 0;margin:0 0 2.4rem}
.finner-status b{color:var(--ink);font-size:1rem}
.finner-tom{display:none;text-align:center;max-width:420px;margin:0 auto 2rem;padding:1.6rem;background:var(--paper);border:1px solid var(--border-2);border-radius:var(--r);color:var(--ink-soft);font-size:.95rem}
.finner-tom[hidden]{display:none}

/* ===== Kort-grid (flip-kort) ===== */
.kort-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.5rem;max-width:1180px;margin:0 auto;padding:0 1.5rem}
.kort-grid.kort-grid-kompakt .kort:not(.hovedkort){display:none}
.kort-grid.kort-grid-kompakt{display:flex;flex-wrap:wrap;justify-content:center}
.kort-grid.kort-grid-kompakt .kort.hovedkort{flex:0 0 calc(33.333% - 1rem)}
.finner-hoved-tittel{grid-column:1/-1;min-width:0;width:100%;text-align:center;margin-bottom:1.6rem}
.finner-hoved-tittel .eyebrow{justify-content:center;margin-bottom:.5rem}
.finner-hoved-tittel p{color:var(--ink-soft);font-size:.95rem;max-width:560px;margin:0 auto}
.finner-toolbar-i-grid{grid-column:1/-1;min-width:0;width:100%;margin-top:1.6rem;padding-top:2.4rem;border-top:1px solid var(--border)}
.sek-topp-liten{max-width:560px;margin:0 auto 1.4rem;text-align:center}
.sek-topp-liten .eyebrow{justify-content:center;margin-bottom:.5rem}
.sek-topp-liten h3{font-family:'Sora',serif;font-size:clamp(1.2rem,2.2vw,1.5rem);margin-bottom:.4rem}
.sek-topp-liten p{color:var(--ink-soft);font-size:.92rem}
.finner-vis-alle{grid-column:1/-1;justify-self:center;margin:1.8rem 0 .6rem}
/* Fast, ensartet høyde på alle 51 rutenett-kort (50 kort + CTA-kortet), på tvers av
   alle skjermbredder - Bendik krevde dette 2026-07-14 fremfor forrige løsning der hver
   celle auto-tilpasset seg til høyeste innhold (ga 476-728px sprik). Høyden er satt PER
   breakpoint (ikke én global verdi), fordi kortbredden - og dermed hvor mye tekst som
   brekker om - varierer mye fra smaleste mobil til bredeste desktop. Hver verdi er målt
   med Playwright mot det FAKTISK høyeste innholdet (SAS EuroBonus Mastercard-bakisden har
   flest detaljrader + lengst representativt eksempel) ved den bredeste/smaleste kortbredden
   innenfor hvert intervall, pluss ca. 20px buffer. Ingen tekst skal noensinne klippes -
   detalj-liste beholder overflow-y:auto som et sikkerhetsnett i tillegg.
   Breakpoint-grensene følger de eksisterende grid-kolonne-bruddene (460/760/980) pluss et
   nytt brudd på 1180px, som er akkurat der .kort-grid sin egen max-width slutter å gjøre
   kortene bredere - under den grensen er 3-kolonners kortene smalere og trenger mer høyde.
   Rekkefølgen under (1180 → 980 → 760 → 460) er bevisst, samme mønster som resten av
   fila: senere/smalere @media-blokker overstyrer height på .kort lenger ned i cascaden.
   OBS: fordi forsiden av kortet (bilde+specs+kort-hook) er naturlig kort (~455-520px ved
   1400px) mens et fåtall bakisder (SAS EuroBonus Mastercard, TF Bank, Resurs Gold,
   Instabank - de med 8 detaljrader) trenger opp mot 900px, betyr ensartet høyde at de
   fleste forsidene får synlig luft over "Søk her"-knappen. detalj-rad/detalj-eks-padding
   ble strammet inn for å dempe dette (se linje ~307-312), men et gjenværende luftrom er en
   bevisst avveining Bendik er informert om - se svar til Bendik i samme økt. */
.kort{position:relative;perspective:1800px;height:535px;transition:opacity .28s ease,transform .28s ease}
.kort.skjult{opacity:0;transform:scale(.93);pointer-events:none}
.kort.rev-kort{opacity:0;transform:translateY(24px);pointer-events:none}
.kort.rev-kort.kort-vis{opacity:1;transform:translateY(0);pointer-events:auto}
.kort.rev-kort.skjult,.kort.rev-kort.kort-vis.skjult{opacity:0;transform:scale(.93);pointer-events:none}
@media(prefers-reduced-motion:reduce){.kort.rev-kort{opacity:1;transform:none;pointer-events:auto}}
@media(max-width:1180px){.kort{height:550px}}
/* Kortet hviler i frontens naturlige (like) høyde for alle 50 kort. Kun når man snur
   kortet (.snudd) får det lov å vokse til baksidens egen naturlige høyde - se
   .kort.snudd nedenfor, som bytter hvilken side som ligger "i flyten" og dermed
   styrer .kort sin høyde. */
.kort-flip{position:relative;width:100%;height:100%;transition:transform .65s cubic-bezier(.22,.61,.36,1);transform-style:preserve-3d}
.kort.snudd .kort-flip{transform:rotateY(180deg)}
.kort.snudd{height:auto}
.kort-face{width:100%;height:100%;backface-visibility:hidden;-webkit-backface-visibility:hidden;display:flex;flex-direction:column;background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);box-shadow:var(--sk-1);overflow:hidden}
.kort:hover .kort-face{box-shadow:var(--sk-2)}
.kort-front{position:relative}
.kort-back{position:absolute;inset:0;transform:rotateY(180deg)}
.kort.snudd .kort-front{position:absolute;inset:0}
.kort.snudd .kort-back{position:relative}
.kort.rev-kort.kort-vis:hover{transform:translateY(-6px)}
@media(prefers-reduced-motion:reduce){.kort.rev-kort.kort-vis:hover{transform:none}}

/* Kort-visning: ekte kortbilde flatt forfra, uten ramme/skygge - fyller hele bredden */
.kort-visning{position:relative;flex-shrink:0;height:172px;overflow:hidden;background:#EAF7F0}
.kort-bilde-wrap{position:relative;width:100%;height:100%}
.kort-bilde-wrap img{width:100%;height:100%;object-fit:contain;object-position:center;display:block}
.kort-fallback{position:absolute;inset:0;display:flex;flex-direction:column;justify-content:space-between;padding:.85rem .9rem}
.kort-fallback::after{content:"";position:absolute;inset:0;background:linear-gradient(135deg,rgba(255,255,255,.22),transparent 50%);pointer-events:none;transition:transform .5s cubic-bezier(.22,.61,.36,1)}
.kort:hover .kort-fallback::after{transform:translateX(10px) translateY(-6px)}
.kort-fallback.kort-plate-graphite{background:linear-gradient(120deg,var(--graphite-dark),var(--graphite) 70%)}
.kort-fallback.kort-plate-steel{background:linear-gradient(120deg,var(--steel-dark),var(--steel) 70%)}
.kort-fallback.kort-plate-navy{background:linear-gradient(120deg,#0d2340,#1c3f6e 70%)}
.kort-fallback.kort-plate-red{background:linear-gradient(120deg,#7a0f16,#c81e2c 70%)}
.kort-fallback.kort-plate-green{background:linear-gradient(120deg,#0d3d2e,#1a6b4d 70%)}
.kort-fallback.kort-plate-teal{background:linear-gradient(120deg,#0a3a3f,#146b73 70%)}
.kort-fallback.kort-plate-gold{background:linear-gradient(120deg,#7A5C1E,#C9A227 70%)}
.kort-fallback .kort-plate-chip{display:none}
@media(prefers-reduced-motion:reduce){.kort-fallback::after{transition:none}}
.kort-fallback .nettverk{align-self:flex-end;font-family:'Inter',sans-serif;font-weight:600;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:#fff}
.kort-fallback .bank-navn-plate{color:#fff;font-family:'Inter',sans-serif;font-weight:700;font-size:.92rem;letter-spacing:.01em}

/* ===== Avsluttende CTA-"kort" i rutenettet - samme grid-celle/høyde som et ekte kort
   (arver .kort/.kort-face for identisk fotavtrykk), men en lekene invitasjon til
   kortfinneren i stedet for bank/rentedata. Gjenbruker gull-håndtegnet-sveip og
   puls-ring-motivet fra statistikk-boksene/H1, så den føles hjemme på siden. */
.kort-cta-face{background:linear-gradient(165deg,#fff,#F3FAF6 150%);border:1.5px solid var(--border-2);align-items:center;justify-content:center;text-align:center;padding:2.2rem 1.7rem;gap:.1rem}
.kort-cta.rev-kort.kort-vis:hover .kort-cta-face{border-color:var(--gold)}
.kort-cta-ring{position:relative;width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--gold-pale);margin-bottom:.7rem;transition:transform .3s cubic-bezier(.34,1.56,.64,1)}
.kort-cta-ring::after{content:"";position:absolute;inset:-6px;border-radius:50%;border:1.5px solid var(--gold-light);opacity:.7;animation:stat-puls 2.6s ease-out infinite}
.kort-cta-ring svg{width:24px;height:24px;fill:var(--gold-dark);stroke:none}
.kort-cta.rev-kort.kort-vis:hover .kort-cta-ring{transform:scale(1.1) rotate(8deg)}
.kort-cta-eyebrow{font-family:'Inter',sans-serif;font-weight:600;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-dark);margin-bottom:.6rem}
.kort-cta-tittel{position:relative;display:inline-block;font-size:1.24rem;margin-bottom:.85rem;padding-bottom:.35rem}
.kort-cta-sveip{position:absolute;left:2%;bottom:-2px;width:96%;height:12px;stroke:var(--gold);fill:none;stroke-width:3;stroke-linecap:round}
.kort-cta-tekst{font-size:.9rem;color:var(--ink-soft);line-height:1.5;margin-bottom:1.4rem;max-width:270px}
.kort-cta-actions{display:flex;flex-direction:column;align-items:center;gap:.75rem}
.kort-cta-actions .btn{width:100%;max-width:220px}
.kort-cta-direkte{font-family:'Inter',sans-serif;font-weight:600;font-size:.85rem;color:var(--ink-soft);text-decoration:underline;text-decoration-color:var(--gold-light);text-underline-offset:3px;transition:color .2s}
.kort-cta-direkte:hover{color:var(--ink)}
@media(prefers-reduced-motion:reduce){.kort-cta-ring::after{animation:none}.kort-cta-ring{transition:none}}

/* Kjapp spesifikasjons-strip - de 3 viktigste tallene på et blikk */
.kort-spec-rad{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.5rem;padding:.9rem 1.3rem 0}
.kort-spec{text-align:center;background:var(--paper);border:1px solid var(--border);border-radius:10px;padding:.5rem .3rem;transition:transform .2s cubic-bezier(.22,.61,.36,1)}
.kort:hover .kort-spec{transform:translateY(-1px)}
@media(prefers-reduced-motion:reduce){.kort-spec{transition:none}}
.kort-spec b{display:block;font-family:'Inter',sans-serif;font-weight:700;font-size:.86rem;color:var(--ink);line-height:1.2;white-space:nowrap}
@media(max-width:480px){.kort-spec b{white-space:normal;font-size:.76rem;line-height:1.15}}
.kort-spec span{display:block;font-size:.6rem;color:var(--ink-faint);text-transform:uppercase;letter-spacing:.03em;margin-top:.2rem}

/* ===== Premium-variant av kort-spec-rad, brukt fritt-stående i kort-side-heroen (ikke
   inni grid-flip-kortet på forsiden) - samme visuelle kvalitet som forsidens .stat-item:
   ikon-ring, løft på hover, egen aksentfarge per boks. ===== */
.kort-spec-rad.kort-spec-hero{gap:.8rem;padding:0;margin:0 auto}
.kort-spec-hero .kort-spec{background:linear-gradient(160deg,#fff,var(--paper) 160%);border:1.5px solid var(--border);border-radius:var(--r-lg);padding:1rem .6rem .9rem;box-shadow:var(--sk-1);transition:transform .3s cubic-bezier(.22,.61,.36,1),box-shadow .3s,border-color .3s}
.kort-spec-hero .kort-spec:hover{transform:translateY(-4px);box-shadow:var(--sk-2)}
.kort-spec-hero .kort-spec b{font-size:1.05rem}
.kort-spec-ikon{width:28px;height:28px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto .5rem;background:rgba(29,78,216,.12);transition:transform .3s cubic-bezier(.34,1.56,.64,1)}
.kort-spec-hero .kort-spec:hover .kort-spec-ikon{transform:scale(1.1)}
.kort-spec-ikon svg{width:14px;height:14px;stroke:var(--steel-dark);fill:none;stroke-width:2.3;stroke-linecap:round;stroke-linejoin:round}
.kort-spec-hero .kort-spec:nth-child(1) .kort-spec-ikon{background:rgba(0,195,137,.14)}
.kort-spec-hero .kort-spec:nth-child(1) .kort-spec-ikon svg{stroke:#00A472}
.kort-spec-hero .kort-spec:nth-child(1) b{color:#00A472}
.kort-spec-hero .kort-spec:nth-child(1){border-color:rgba(0,195,137,.3)}
.kort-spec-hero .kort-spec:nth-child(3) .kort-spec-ikon{background:var(--gold-pale)}
.kort-spec-hero .kort-spec:nth-child(3) .kort-spec-ikon svg{stroke:var(--gold-dark)}
@media(prefers-reduced-motion:reduce){.kort-spec-hero .kort-spec,.kort-spec-ikon{transition:none}}
@media(max-width:400px){.kort-spec-hero{grid-template-columns:1fr 1fr}.kort-spec-hero .kort-spec:nth-child(3){grid-column:1/-1}}

.kort-info{padding:1.05rem 1.3rem 0;flex:1;display:flex;flex-direction:column;min-height:0}
.bank-chip{display:inline-flex;align-items:center;font-family:'Inter',sans-serif;font-weight:600;font-size:.74rem;letter-spacing:.03em;color:var(--steel-dark);margin-bottom:.5rem}
.kort h3{font-size:1.22rem;margin-bottom:.5rem;line-height:1.18}
.kort-hook{font-size:.88rem;color:var(--ink-soft);line-height:1.45}

.kort-actions{display:flex;gap:.6rem;padding:1rem 1.3rem 1.3rem;margin-top:auto}
.kort-actions .btn{flex:1}
.kort-snu{background:none;border:1.5px solid var(--border-2);color:var(--ink-soft);border-radius:var(--r);width:46px;height:46px;flex-shrink:0;display:flex;align-items:center;justify-content:center;cursor:pointer;transition:.2s}
.kort-snu:hover{border-color:var(--ink);color:var(--ink);transform:rotate(-8deg)}
.kort-snu svg{width:18px;height:18px;stroke:currentColor;fill:none;stroke-width:2.2;transition:transform .35s cubic-bezier(.22,.61,.36,1)}
.kort-snu:hover svg{transform:rotate(180deg)}
@media(prefers-reduced-motion:reduce){.kort-snu,.kort-snu svg{transition:none}.kort-snu:hover{transform:none}}

.detalj-liste{padding:1rem 1.3rem 0;flex:1;overflow-y:auto}
/* Standalone-variant av .detalj-liste (kost-oppsett på kort-sider, IKKE flip-kortets
   bakside på forsiden - den bruker en helt egen klasse, .kort-detail). Før ble bakgrunn/
   ramme/skygge satt med inline style per side; nå er det én kilde, med samme rolige
   løft-på-hover-språk som resten av siden (faktaboks, rente-kort, stat-item). */
.detalj-liste.detalj-panel{background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);padding:1.15rem 1.4rem;flex:none;overflow:visible;box-shadow:var(--sk-1);transition:transform .3s cubic-bezier(.22,.61,.36,1),box-shadow .3s}
.detalj-liste.detalj-panel.rev.vis:hover{transform:translateY(-3px);box-shadow:var(--sk-2)}
.detalj-rad{display:flex;justify-content:space-between;gap:1rem;padding:.42rem 0;border-bottom:1px solid var(--border);font-size:.85rem}
.detalj-rad:last-of-type{border-bottom:0}
.detalj-rad .dl{color:var(--ink-faint);font-weight:600;flex-shrink:0}
.detalj-rad .dv{font-family:'Inter',sans-serif;color:var(--ink);font-weight:600;text-align:right}
.detalj-eks{font-size:.78rem;color:var(--ink-faint);margin-top:.45rem;line-height:1.5}

.merke{position:absolute;top:-11px;right:20px;z-index:3;pointer-events:none;transition:transform .3s cubic-bezier(.34,1.56,.64,1)}
.kort:hover .merke{transform:translateY(-2px)}
.merke-form{position:absolute;inset:0;background:linear-gradient(120deg,var(--gold-light),var(--gold-dark));border-radius:5px 12px 12px 5px;box-shadow:0 6px 14px rgba(30,64,175,.35)}
.merke-tekst{position:relative;z-index:1;display:block;font-family:'Inter',sans-serif;font-weight:700;font-size:.66rem;letter-spacing:.03em;color:#fff;text-align:center;text-transform:uppercase;padding:.4rem .75rem;white-space:nowrap}
@media(prefers-reduced-motion:reduce){.merke{transition:none}}

/* ===== Disclosure ===== */
.disclosure{max-width:940px;margin:2.6rem auto 0;padding:.2rem 0 .2rem 1.2rem;border-left:2px solid var(--steel);display:flex;gap:.9rem;align-items:flex-start}
.disclosure svg{width:21px;height:21px;stroke:var(--steel-dark);fill:none;stroke-width:2;flex-shrink:0;margin-top:2px}
.disclosure p{font-size:.9rem;color:var(--ink-soft);line-height:1.55}

/* ===== Guide ===== */
.guide{padding:0;background:var(--bg)}
.guide-cover{padding:clamp(2.5rem,5vw,4rem) 1.5rem clamp(2.2rem,4.5vw,3.2rem);background-image:linear-gradient(160deg,rgba(29,78,216,.55) 0%,rgba(220,238,229,.85) 68%),url('bilder/guide-cover-kontor.jpg');background-size:cover;background-position:center 30%}
/* Samme oppsett som forsidens mørke guide-banner, men uten bilde: fader bakgrunnsfargen
   der bildet ellers ville vært, i stedet for et bilde+scrim. */
.guide-cover.uten-bilde{background:var(--navy);position:relative;overflow:hidden;}
.guide-cover.uten-bilde:not(.guide-cover--v2){margin-top:-93px;padding-top:calc(clamp(2.5rem,5vw,4rem) + 93px);}
.guide-cover.uten-bilde::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 18% 15%,rgba(0,195,137,.28),transparent 55%),radial-gradient(circle at 85% 85%,rgba(29,78,216,.22),transparent 50%);pointer-events:none;}
.guide-cover.uten-bilde .wrap{position:relative;z-index:1;}
.guide-cover.uten-bilde .brodsmule{color:rgba(255,255,255,.6)}
.guide-cover.uten-bilde .brodsmule a{color:#8CF2C7;text-decoration-color:rgba(140,242,199,.5)}
.guide-cover.uten-bilde .brodsmule .na{color:rgba(255,255,255,.85)}
.guide-cover.uten-bilde .eyebrow{color:#8CF2C7}
.guide-cover.uten-bilde .guide-hovedtittel h1{color:#fff}
.guide-cover.uten-bilde .guide-hovedtittel > p{color:rgba(255,255,255,.78)}
.mh-hero-top{display:flex;align-items:center;gap:1.1rem;margin-bottom:1.1rem}
.mh-hero-foto{width:88px;height:88px;border-radius:50%;object-fit:cover;box-shadow:0 10px 26px rgba(27,29,31,.22);border:3px solid rgba(255,255,255,.9);flex-shrink:0}
.mh-hero-top h1{margin:.3rem 0 0}
.mh-hero-li{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,.14);margin-top:1.1rem;transition:background .15s ease}
.mh-hero-li:hover,.mh-hero-li:focus-visible{background:rgba(255,255,255,.26)}
.mh-hero-li svg{width:18px;height:18px;fill:#fff}
/* v2: tittel/TOC side om side i samme mørke kort, som forsidens guide-banner (kun denne siden foreløpig - egne klassenavn så resten av guide-sidene ikke påvirkes) */
.guide-cover--v2{padding:0;margin:24px auto 0;max-width:1180px;width:calc(100% - 3rem);border-radius:32px;box-shadow:var(--sk-3);position:relative;overflow:hidden}
.guide-cover--v2::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 18% 15%,rgba(0,195,137,.28),transparent 55%),radial-gradient(circle at 85% 85%,rgba(29,78,216,.22),transparent 50%);pointer-events:none}
.guide-cover--v2 .guide-banner-grid,.guide-cover--v2 > .wrap{position:relative}
.guide-banner-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:36px;align-items:stretch;padding:clamp(1.8rem,3.4vw,2.4rem) 1.5rem clamp(1.5rem,3vw,2rem)}
.guide-banner-grid > *{min-width:0}
div.guide-hovedtittel--left{text-align:left;max-width:none;margin:0;display:flex;flex-direction:column}
.guide-hovedtittel--left:has(.mh-hero-top){justify-content:center}
div.guide-hovedtittel--left > p{max-width:none;margin:0 0 1rem;text-align:left}
nav.guide-toc--inline{padding:0;background:none;margin:0}
div.guide-author--inline{width:100%;max-width:100%;margin:auto 0 0;flex-shrink:0;flex-wrap:nowrap;gap:12px}
@media(max-width:860px){.guide-banner-grid{grid-template-columns:1fr;gap:24px}.guide-toc--inline{margin-top:16px}}
.guide-inner{max-width:760px;margin:0 auto}
.guide-topp{padding-bottom:1rem}
.guide-hovedtittel{max-width:760px;margin:0 auto;text-align:center;padding-bottom:0}
.guide-forfatter{display:flex;align-items:center;gap:1.1rem;justify-content:center;flex-wrap:wrap;margin-top:clamp(1.6rem,3.5vw,2.2rem);padding:1.1rem 1.5rem;background:rgba(255,255,255,.6);border:1px solid rgba(15,27,43,.08);border-radius:var(--r-lg);text-align:left}
.guide-forfatter-bilder{display:flex;flex-shrink:0}
.guide-forfatter-bilder a{display:block;position:relative;transition:transform .25s cubic-bezier(.34,1.56,.64,1),z-index 0s;border-radius:50%}
.guide-forfatter-bilder a:hover,.guide-forfatter-bilder a:focus-visible{transform:scale(1.3);z-index:2}
.guide-forfatter-bilde{width:56px;height:56px;border-radius:50%;object-fit:cover;flex-shrink:0;box-shadow:0 6px 16px rgba(15,27,43,.18);border:2px solid var(--paper);display:block}
.guide-forfatter-bilde--2{margin-left:-16px}
.guide-forfatter-info{display:flex;flex-direction:column;gap:.3rem}
.guide-forfatter-navn{font-family:'Inter',sans-serif;font-weight:700;font-size:.92rem;color:var(--ink)}
.guide-forfatter-navn a{color:var(--gold-dark);text-decoration:underline;text-decoration-color:var(--gold-light);text-underline-offset:2px}
.guide-forfatter-navn a:hover{color:var(--ink)}
.guide-forfatter-rolle{font-family:'Inter',sans-serif;font-size:.8rem;color:var(--ink-soft)}
.guide-forfatter-kontakt{display:flex;gap:1.2rem;flex-wrap:wrap;margin-top:.15rem}
.guide-forfatter-kontakt a{display:inline-flex;align-items:center;gap:.4rem;font-family:'Inter',sans-serif;font-weight:600;font-size:.8rem;color:var(--steel-dark)}
.guide-forfatter-kontakt a:hover{color:var(--ink)}
.guide-forfatter-kontakt svg{width:14px;height:14px;stroke:currentColor;fill:none;stroke-width:2.2;flex-shrink:0}
@media(max-width:500px){.guide-forfatter{flex-direction:column;text-align:center}.guide-forfatter-info{align-items:center}}
/* Forfatterlinje (guide-author) – samme stil som forsidens artikkel-byline, med dato til høyre i stedet for kontaktinfo */
.guide-author{position:relative;display:flex;width:calc(100% + 3rem);align-items:center;gap:18px;flex-wrap:wrap;background:#fff;border:1px solid var(--border-2);border-radius:var(--r-lg);box-shadow:var(--sk-1);padding:10px 20px;margin:clamp(2.1rem,4.5vw,2.8rem) -1.5rem 0;max-width:calc(100% + 3rem);box-sizing:border-box;transition:transform .3s cubic-bezier(.34,1.56,.64,1),box-shadow .3s}
.guide-author.ga-inline-bredde{width:100%;max-width:100%;margin-left:0;margin-right:0}
.guide-author:hover{transform:translateY(-3px);box-shadow:var(--sk-2)}
.ga-avatars{position:relative;flex-shrink:0;width:104px;height:70px}
.ga-avatar{position:absolute;top:1px;width:68px;height:68px;border-radius:50%;overflow:hidden;border:3px solid #fff;box-shadow:var(--sk-1);transition:transform .18s ease}
.ga-avatar img{width:100%;height:100%;object-fit:cover;display:block}
.ga-avatar--1{left:0;z-index:2;transform:rotate(-7deg);background:var(--paper)}
.ga-avatar--2{left:36px;z-index:1;transform:rotate(5deg);background:var(--gold-pale)}
.guide-author:hover .ga-avatar--1{transform:rotate(-10deg) translateY(-3px)}
.guide-author:hover .ga-avatar--2{transform:rotate(8deg) translateY(-3px)}
.ga-check{position:absolute;right:-2px;bottom:0;width:26px;height:26px;border-radius:50%;background:linear-gradient(155deg,var(--brand),var(--brand-dark));display:flex;align-items:center;justify-content:center;box-shadow:var(--sk-2),0 0 0 3px #fff;z-index:3}
.ga-check svg{width:14px;height:14px;stroke:#fff;fill:none;stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round}
.ga-body{flex:1 1 240px;min-width:0}
.guide-author .ga-byline{font-family:'Sora',sans-serif;font-weight:700;font-size:1rem;color:var(--ink);margin:0 0 3px;line-height:1.35}
.guide-author .ga-byline a{color:inherit;text-decoration:underline;text-decoration-color:var(--gold-light);text-underline-offset:3px}
.guide-author .ga-byline a:hover{color:var(--gold-dark)}
.guide-author .ga-role{font-size:.86rem;color:var(--ink-soft);margin:0}
.ga-dato{display:flex;flex-direction:column;gap:4px;flex-shrink:0;text-align:right;margin-left:auto;padding-left:20px;border-left:1px solid var(--border-2);font-family:'Inter',sans-serif;font-size:.75rem;color:var(--ink-faint)}
div.guide-author--inline .ga-byline{font-size:.84rem;white-space:nowrap}
div.guide-author--inline .ga-role{font-size:.74rem;white-space:nowrap}
div.guide-author--inline .ga-dato{font-size:.68rem;white-space:nowrap}
div.guide-author--inline .ga-body{flex:1 1 auto;min-width:0}
.ga-dato time{font-weight:700;color:var(--ink-soft)}
@media(max-width:560px){
  .guide-author{flex-direction:column;text-align:center;padding:22px 18px 18px;gap:14px}
  .ga-avatars{margin:0 auto}
  .ga-body{flex:0 1 auto}
  .ga-dato{margin:0;padding:14px 0 0;border-left:none;border-top:1px solid var(--border-2);text-align:center;width:100%;flex-direction:row;justify-content:center;gap:1.1rem}
}
/* Verifisert-byline – redaksjonelt tillitsmerke: forfatter + kvalitetssikrer med sjekk-segl og tydelig hierarki */
.guide-forfatter-linje{display:inline-flex;align-items:center;gap:1.1rem;margin:clamp(2.1rem,4.5vw,2.8rem) 0 0;padding:.85rem 1.5rem .85rem 1rem;background:linear-gradient(135deg,#fff 0%,var(--paper) 180%);border:1px solid var(--border-2);border-radius:var(--r-lg);box-shadow:var(--sk-1);transition:transform .3s cubic-bezier(.34,1.56,.64,1),box-shadow .3s,border-color .3s;text-align:left;cursor:default;flex-wrap:wrap}
.guide-forfatter-linje:hover{transform:translateY(-3px);box-shadow:var(--sk-2);border-color:var(--steel)}
.guide-forfatter-linje.gfl-med-dato{display:inline-flex;flex-wrap:nowrap;max-width:100%}
.gfl-hoved{display:flex;align-items:center;gap:1.1rem;flex-wrap:wrap;min-width:0}
.guide-forfatter-linje-fotos{display:flex;align-items:flex-end;flex-shrink:0}
.guide-forfatter-linje-fotos img{width:56px;height:56px;border-radius:50%;object-fit:cover;border:2.5px solid #fff;box-shadow:0 4px 10px rgba(15,27,43,.2);display:block}
.guide-forfatter-linje-fotos img+img{width:42px;height:42px;margin-left:-16px}
.gfl-seal{position:relative;display:flex;margin-left:-16px}
.gfl-seal img{width:42px;height:42px;margin-left:0}
.gfl-seal-badge{position:absolute;right:-2px;bottom:-2px;width:20px;height:20px;border-radius:50%;background:var(--steel-dark);border:2px solid #fff;display:flex;align-items:center;justify-content:center;z-index:3;cursor:help}
.gfl-seal-badge svg{width:10px;height:10px;stroke:#fff;fill:none;stroke-width:3;stroke-linecap:round;stroke-linejoin:round}
/* Usynlig, utvidet treff-flate rundt det vesle 14-17px merket, slik at det også
   er mulig å faktisk treffe det med en finger på touch-skjerm (visuell størrelse
   er bevisst liten - det skal ikke stjele oppmerksomhet fra hovednavnet). */
.gfl-seal-badge::before{content:"";position:absolute;inset:-11px}
.guide-forfatter-linje-txt{display:flex;flex-direction:column;gap:.28rem}
.guide-forfatter-linje-navn{font-family:'Inter',sans-serif;font-weight:500;font-size:.86rem;color:var(--ink-soft);display:flex;align-items:baseline;gap:.5rem;flex-wrap:wrap}
.guide-forfatter-linje-navn a{font-family:'Sora',sans-serif;color:var(--gold-dark);font-weight:700;font-size:1rem;text-decoration:underline;text-decoration-color:var(--gold-light);text-underline-offset:3px}
.guide-forfatter-linje-navn a:hover{color:var(--ink)}
.guide-forfatter-linje-navn.gfl-reviewer{font-size:.78rem}
.guide-forfatter-linje-navn.gfl-reviewer a{font-size:.88rem;font-weight:600}
.gfl-label{font-family:'Inter',sans-serif;font-weight:700;font-size:.6rem;letter-spacing:.09em;text-transform:uppercase;color:var(--ink-faint);flex:0 0 auto;width:132px;white-space:nowrap;}
.guide-forfatter-linje-dato{font-family:'Inter',sans-serif;font-size:.7rem;color:var(--ink-faint);display:flex;flex-direction:column;gap:.22rem}
.guide-forfatter-linje-dato time{font-weight:700;color:var(--ink-soft)}
.gfl-hoved+.guide-forfatter-linje-dato{margin-left:1rem;padding-left:1.2rem;border-left:1px solid var(--border-2);text-align:right}
@media(max-width:560px){
  .guide-forfatter-linje.gfl-med-dato{padding-left:.8rem;padding-right:1rem}
  .guide-forfatter-linje-fotos img{width:40px;height:40px}
  .guide-forfatter-linje-fotos img+img{width:30px;height:30px;margin-left:-12px}
  .gfl-seal{margin-left:-12px}
  .gfl-seal img{width:30px;height:30px}
  .gfl-label{width:auto}
  .guide-forfatter-linje-navn{gap:.35rem}
  .gfl-hoved{gap:.6rem}
  .gfl-hoved+.guide-forfatter-linje-dato{margin-left:.6rem;padding-left:.7rem;font-size:.64rem}
}
@media(max-width:480px){.guide-forfatter-linje{padding:.65rem 1.1rem .65rem .7rem;gap:.6rem}.guide-forfatter-linje-fotos img{width:38px;height:38px}.guide-forfatter-linje-fotos img+img,.gfl-seal{width:28px;margin-left:-12px}.gfl-seal img{width:28px;height:28px}}
.guider-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.4rem}
@media(max-width:640px){.guider-grid{grid-template-columns:1fr}}
.guider-sok{position:relative;max-width:520px;margin:0 auto 2.2rem}
.guider-sok input{width:100%;font-family:'Inter',sans-serif;font-size:1rem;color:var(--ink);background:#fff;border:1.5px solid var(--border-2);border-radius:999px;padding:.9rem 1.3rem .9rem 3rem;transition:border-color .15s,box-shadow .15s}
.guider-sok input:focus{outline:none;border-color:var(--steel-dark);box-shadow:0 0 0 3px rgba(29,78,216,.13)}
.guider-sok svg{position:absolute;left:1.1rem;top:50%;transform:translateY(-50%);width:18px;height:18px;stroke:var(--ink-faint);fill:none;stroke-width:2.2;pointer-events:none}
.guider-tom{display:none;text-align:center;color:var(--ink-soft);padding:2rem 0}
.guider-kort.skjult{display:none}
.guide-sok-wrap{max-width:640px;margin:1.8rem auto 0;text-align:left}
.guide-sok-wrap .guider-sok{max-width:none;margin:0}
.guide-sok-resultater{margin-top:.8rem;display:flex;flex-direction:column;gap:.7rem}
.guide-sok-resultat{display:block;background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);padding:1rem 1.3rem;text-decoration:none;box-shadow:var(--sk-1);transition:transform .2s cubic-bezier(.22,.61,.36,1),box-shadow .2s}
.guide-sok-resultat:hover{transform:translateY(-3px);box-shadow:var(--sk-2)}
.guide-sok-resultat h4{font-family:'Inter',sans-serif;font-weight:700;font-size:.96rem;color:var(--ink);margin-bottom:.3rem}
.guide-sok-resultat p{font-size:.85rem;color:var(--ink-soft);line-height:1.5;margin-bottom:.4rem}
.guide-sok-kilde{display:inline-flex;align-items:center;gap:.3rem;font-family:'Inter',sans-serif;font-size:.7rem;color:var(--gold-dark);text-transform:uppercase;letter-spacing:.04em}
.guide-sok-tom{display:none;text-align:center;color:var(--ink-faint);font-size:.9rem;padding:.5rem 0}
.guide-inner a.guider-kort,.guide-inner a.guider-kort:hover{text-decoration:none;color:inherit}
.guider-kort{display:flex;flex-direction:column;gap:.6rem;background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);padding:1.5rem 1.6rem;box-shadow:var(--sk-1);transition:transform .25s cubic-bezier(.22,.61,.36,1),box-shadow .25s;text-decoration:none}
.guider-kort:hover,.guider-kort:focus-visible{transform:translateY(-4px);box-shadow:var(--sk-2)}
.guider-kort-tag{display:inline-flex;align-self:flex-start;font-family:'Inter',sans-serif;font-weight:600;font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:#00C389;background:rgba(0,195,137,.09);padding:.28rem .6rem;border-radius:999px}
.guider-kort h2{font-family:'Sora',Georgia,serif;font-weight:600;font-size:1.2rem;color:var(--ink);margin:0;overflow-wrap:anywhere}
.guider-kort p{color:var(--ink-soft);font-size:.92rem;line-height:1.55;margin:0}
.guider-kort-les{display:inline-flex;align-items:center;gap:.4rem;font-family:'Inter',sans-serif;font-weight:700;font-size:.86rem;color:var(--gold-dark);margin-top:auto}
.guider-kort-les svg{width:15px;height:15px;stroke:currentColor;fill:none;stroke-width:2.3;transition:transform .2s}
.guider-kort:hover .guider-kort-les svg{transform:translateX(3px)}
.guide-sitat{position:relative;margin:1.6rem 0;padding:.2rem 0 .2rem 1.4rem;border-left:3px solid var(--gold-light)}
.guide-sitat p{font-family:'Sora',Georgia,serif;font-style:italic;font-weight:500;font-size:1.08rem;line-height:1.5;color:var(--ink);margin:0 0 .6rem}
.guide-sitat-navn{font-family:'Inter',sans-serif;font-weight:700;font-size:.84rem;color:var(--gold-dark)}
.guide-sitat-navn span{display:block;font-weight:500;color:var(--ink-faint);font-size:.8rem;margin-top:.1rem}
.guide-ekspert{margin-top:2.8rem}
.guide-ekspert-topp{max-width:640px;margin:0 auto 1.9rem;text-align:center}
.guide-ekspert-topp h2{margin:.2rem 0 .5rem;justify-content:center}
.guide-ekspert-topp p{color:var(--ink-soft);font-size:.96rem}
.ekspert-grid{display:grid;grid-template-columns:1fr 1fr;gap:2.1rem 1.7rem;align-items:stretch}
.ekspert-kort{position:relative;display:flex;flex-direction:column;background:#fff;border:1.5px solid var(--border);border-radius:var(--r-lg);box-shadow:var(--sk-1);padding:2.1rem 1.9rem 1.9rem;transition:transform .3s cubic-bezier(.22,.61,.36,1),box-shadow .3s,border-color .3s}
.ekspert-kort:hover{transform:translateY(-5px);box-shadow:var(--sk-2);border-color:var(--accent)}
.ekspert-kort--forfatter{--accent:var(--steel-dark)}
.ekspert-kort--kvalsikk{--accent:var(--gold-dark)}
.ekspert-topprad{display:flex;gap:1.1rem;align-items:center;margin-bottom:1.1rem}
.ekspert-foto{width:76px;height:76px;border-radius:50%;object-fit:cover;box-shadow:var(--sk-1);flex-shrink:0}
.ekspert-navn .eyebrow{margin-bottom:.4rem}
.ekspert-navn h3,.ekspert-kort h3{font-family:'Sora',Georgia,serif;font-weight:600;font-size:1.28rem;margin:.05rem 0}
.ekspert-navn h3 a,.ekspert-kort h3 a{color:inherit;text-decoration:none}
.ekspert-navn h3 a:hover,.ekspert-kort h3 a:hover{color:var(--gold-dark)}
.ekspert-rolle{color:var(--ink-faint);font-size:.86rem}
.ekspert-intro{font-size:.92rem;color:var(--ink-soft);line-height:1.6;margin:.7rem 0 1.1rem}
.ekspert-sitat{background:var(--gold-pale);border-left:3px solid var(--gold);border-radius:0 12px 12px 0;padding:1rem 1.3rem;margin:0 0 1.4rem;font-family:'Sora',Georgia,serif;font-style:italic;font-size:.98rem;line-height:1.5;color:var(--ink)}
.ekspert-todel{display:grid;grid-template-columns:auto 1fr;gap:.6rem 1.6rem;padding-top:1rem;border-top:1px solid var(--border);margin-top:auto}
.ekspert-kontakt{display:flex;flex-direction:column;gap:.5rem;margin-top:.2rem}
.ekspert-kontakt a{display:inline-flex;align-items:flex-start;gap:.42rem;font-family:'Inter',sans-serif;font-weight:600;font-size:.8rem;color:var(--steel-dark);word-break:break-word}
.ekspert-kontakt a svg{margin-top:.15rem}
.ekspert-kontakt a:hover{color:var(--ink)}
.ekspert-kontakt svg{width:14px;height:14px;stroke:currentColor;fill:none;stroke-width:2.2;flex-shrink:0}
.ekspert-kontakt .linkedin svg{stroke:none;fill:#0a66c2}
.ekspert-cred{list-style:none;display:flex;flex-direction:column;gap:.5rem;margin:.2rem 0 0;text-align:left}
.ekspert-cred li{display:flex;gap:.5rem;align-items:flex-start;font-size:.84rem;color:var(--ink-soft)}
.ekspert-cred svg{width:16px;height:16px;stroke:var(--gold-dark);fill:none;stroke-width:2.6;flex-shrink:0;margin-top:2px}
@media(max-width:900px){.ekspert-grid{grid-template-columns:1fr}}
@media(max-width:400px){.ekspert-todel{grid-template-columns:1fr}}
@media(max-width:480px){.ekspert-kort{padding:1.7rem 1.3rem 1.5rem}.ekspert-topprad{flex-direction:column;align-items:center;text-align:center}.ekspert-navn .eyebrow{justify-content:center}.ekspert-todel{grid-template-columns:1fr}.ekspert-kontakt{align-items:center}}

/* ---- PROTOTYPE: compact "trust strip" redesign of the ekspert-kort component (Option A) ----
   New classes only (.ekspert-strip-*) so the original .ekspert-* rules above stay untouched
   and every other page still using the old markup keeps looking exactly as before.
   Only bank-norwegian-kredittkort/index.html uses this markup for now. */
.ekspert-strip{gap:1.15rem;align-items:start}
.ekspert-strip-kort{padding:1.15rem 1.3rem 1.05rem}
.ekspert-strip-rad{display:flex;gap:.75rem;align-items:center;margin-bottom:.75rem}
.ekspert-strip-foto{width:52px;height:52px;border-radius:50%;object-fit:cover;box-shadow:var(--sk-1);flex-shrink:0}
.ekspert-strip-id{min-width:0;flex:1}
.ekspert-strip-navnerad{display:flex;flex-direction:column;align-items:flex-start;gap:.3rem}
.ekspert-strip-navnerad h3{font-family:'Sora',Georgia,serif;font-weight:600;font-size:1.04rem;margin:0}
.ekspert-strip-badge{display:inline-flex;align-items:center;font-family:'Inter',sans-serif;font-weight:700;font-size:.62rem;letter-spacing:.05em;text-transform:uppercase;color:var(--accent);background:var(--gold-pale);border:1px solid var(--border-2);border-radius:999px;padding:.2rem .55rem;white-space:nowrap;line-height:1.3}
.ekspert-strip-rolle{color:var(--ink-faint);font-size:.79rem;margin-top:.15rem;line-height:1.35}
.ekspert-strip-tags{list-style:none;display:flex;flex-direction:column;gap:.5rem;margin:0 0 .75rem;padding:0}
.ekspert-strip-tags li{display:flex;align-items:flex-start;gap:.5rem;font-family:'Inter',sans-serif;font-size:.82rem;font-weight:600;color:var(--ink-soft);line-height:1.35}
.ekspert-strip-tags svg{width:13px;height:13px;margin-top:.22rem;stroke:var(--gold-dark);fill:none;stroke-width:3;flex-shrink:0}
.ekspert-strip-bunn{display:flex;align-items:center;justify-content:space-between;gap:.7rem .9rem;padding-top:.7rem;border-top:1px solid var(--border);margin-top:auto;flex-wrap:wrap}
.ekspert-strip-ikoner{display:flex;gap:.4rem}
.ekspert-strip-ikonbtn{position:relative;display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:50%;background:rgba(15,27,43,.045);color:var(--steel-dark);transition:background .15s,color .15s}
.ekspert-strip-ikonbtn:hover,.ekspert-strip-ikonbtn:focus-visible{background:var(--accent);color:#fff}
.ekspert-strip-ikonbtn:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.ekspert-strip-ikonbtn svg{width:15px;height:15px;stroke:currentColor;fill:none;stroke-width:2.2}
.ekspert-strip-ikonbtn--li svg{stroke:none;fill:#0a66c2}
.ekspert-strip-ikonbtn--li:hover svg,.ekspert-strip-ikonbtn--li:focus-visible svg{fill:#fff}
.ekspert-strip-sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.ekspert-strip-ikonbtn[data-tip]:hover::after,.ekspert-strip-ikonbtn[data-tip]:focus-visible::after{content:attr(data-tip);position:absolute;bottom:calc(100% + 8px);left:50%;transform:translateX(-50%);background:var(--ink);color:#fff;font-family:'Inter',sans-serif;font-weight:600;font-size:.68rem;padding:.35rem .6rem;border-radius:8px;white-space:nowrap;box-shadow:var(--sk-2);z-index:5;pointer-events:none}
.ekspert-strip-ikonbtn[data-tip]:hover::before,.ekspert-strip-ikonbtn[data-tip]:focus-visible::before{content:"";position:absolute;bottom:calc(100% + 3px);left:50%;transform:translateX(-50%);border:5px solid transparent;border-top-color:var(--ink);z-index:5;pointer-events:none}
.ekspert-strip-mer{position:relative}
.ekspert-strip-mer summary{list-style:none;cursor:pointer;display:inline-flex;align-items:center;gap:.3rem;font-family:'Inter',sans-serif;font-weight:600;font-size:.78rem;color:var(--accent);user-select:none}
.ekspert-strip-mer summary::-webkit-details-marker{display:none}
.ekspert-strip-mer summary svg{width:13px;height:13px;stroke:currentColor;fill:none;stroke-width:2.4;transition:transform .2s}
.ekspert-strip-mer[open] summary svg{transform:rotate(180deg)}
.ekspert-strip-mer summary:hover{color:var(--ink)}
.ekspert-strip-mer-inner{margin-top:.8rem;padding-top:.8rem;border-top:1px dashed var(--border);width:100%}
.ekspert-strip-mer-inner p{font-size:.85rem;color:var(--ink-soft);line-height:1.6;margin:0 0 .75rem}
.ekspert-strip-mer-inner p:last-child{margin-bottom:0}
.ekspert-strip-sitat{background:var(--gold-pale);border-left:3px solid var(--gold);border-radius:0 12px 12px 0;padding:.8rem 1rem;margin:0;font-family:'Sora',Georgia,serif;font-style:italic;font-size:.86rem;line-height:1.5;color:var(--ink)}
@media(max-width:480px){
  .ekspert-strip-kort{padding:1.05rem 1.05rem .95rem}
  .ekspert-strip-bunn{flex-direction:column;align-items:flex-start;gap:.65rem}
  .ekspert-strip-mer{width:100%}
}
@media(max-width:360px){
  .ekspert-strip-navnerad h3{font-size:.98rem}
  .ekspert-strip-tags li{font-size:.76rem}
}

.guide-hovedtittel .eyebrow{justify-content:center;margin-bottom:.9rem}
.guide-hovedtittel h1,.guide-hovedtittel h2{font-family:'Sora',Georgia,serif;font-weight:600;font-size:clamp(2rem,4.2vw,2.9rem);line-height:1.14;margin-bottom:1rem;text-wrap:balance;overflow-wrap:anywhere}
@media(max-width:480px){h1.tittel-en-linje{font-size:1.55rem;white-space:nowrap}}
.guide-hovedtittel p{font-size:1.05rem;color:var(--ink-soft);max-width:600px;margin:0 auto}
/* Fortsetter guide-cover sin mørke farge og fader den ned til lys grønn - samme mørke
   glasspanel som forsidens TOC, uten å overlappe forfatterboksen over. */
.guide-toc{padding:clamp(1.4rem,3vw,1.9rem) 0 clamp(2.4rem,5vw,3.2rem);background:linear-gradient(180deg,#1B3A4B 0%,var(--surface-alt) 170px,var(--surface-alt) 100%);}
.guide-toc-tit{display:block;font-family:'Inter',sans-serif;font-weight:600;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.72);margin-bottom:.9rem;max-width:760px;margin-left:auto;margin-right:auto}
.guide-toc-liste{list-style:none;margin:0 auto;max-width:760px;padding:0;background:linear-gradient(160deg,#1B3A4B,var(--ink) 140%);border:1px solid rgba(255,255,255,.16);border-radius:var(--r-lg);box-shadow:0 24px 46px -22px rgba(0,0,0,.5);overflow:hidden}
.guide-toc-liste li{border-bottom:1px solid rgba(255,255,255,.14)}
.guide-toc-liste li:last-child{border-bottom:none}
.guide-toc-liste a{position:relative;display:flex;align-items:center;gap:1rem;padding:1rem 1.3rem 1rem 1.5rem;color:#fff;font-family:'Inter',sans-serif;font-weight:600;font-size:.96rem;line-height:1.3;transition:background-color .2s,padding-left .2s}
.guide-toc-liste a::before{content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--brand);transform:scaleY(0);transition:transform .25s cubic-bezier(.22,.61,.36,1)}
.guide-toc-liste a:hover{background:rgba(255,255,255,.08);padding-left:1.75rem}
.guide-toc-liste a:hover::before{transform:scaleY(1)}
.toc-nr{font-family:'Inter',sans-serif;font-weight:700;font-size:.78rem;font-variant-numeric:tabular-nums;color:#8CF2C7;background:rgba(0,195,137,.22);flex-shrink:0;min-width:30px;height:30px;border-radius:9px;display:inline-flex;align-items:center;justify-content:center;transition:background-color .2s,color .2s}
.guide-toc-liste a:hover .toc-nr{background:var(--brand);color:#fff}
.toc-txt{flex:1;min-width:0;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.toc-pil{width:16px;height:16px;stroke:rgba(255,255,255,.55);fill:none;stroke-width:2.3;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0;transition:transform .2s cubic-bezier(.22,.61,.36,1),stroke .2s}
.guide-toc-liste a:hover .toc-pil{stroke:var(--brand);transform:translateX(4px)}
@media(max-width:600px){.guide-toc{margin-top:-40px}}
@media(max-width:600px){
  /* På de smaleste skjermene er kortpadding+plakett+pil for mye å ta av tallmengden
     til de lengste guide-titlene (opptil 52 tegn) - da vinner luft foran lesbarhet, så
     kromet strammes kraftig inn her. Plaketten mister sirkelen (blir bare farget tall),
     pilen skjules (rader er uansett hele lenker, pilen var kun en hover-detalj som ikke
     gjør noe på touch), og selve navet får mindre sidepolstring enn standard .wrap. */
  .guide-toc .wrap{padding:0 1rem}
  .guide-toc-liste{border-radius:var(--r)}
  .guide-toc-liste a{padding:.78rem .85rem .78rem .95rem;gap:.5rem;font-size:.86rem}
  .guide-toc-liste a:hover{padding-left:1.2rem}
  .toc-nr{min-width:0;height:auto;width:auto;background:none;border-radius:0;font-size:.72rem}
  .guide-toc-liste a:hover .toc-nr{background:none;color:var(--brand)}
  .toc-pil{display:none}
}
/* Bakgrunnssystem v3 (2026-08-12): matcher forsidens nye seksjonsfarger - to lyse,
   tydelig synlige grønntoner som veksler (ikke lenger flat mint + hvitt). .guide-seksjon
   = lys mint (--surface-alt), .bg-hvit = dypere mint (--surface-alt-2, tross klassenavnet
   "hvit" - beholdt for å ikke måtte endre klassenavn i alle sidene), .bg-dark = lys mint
   bak det mørke indre kortet. Samme to farger som resten av siten nå, se index.html. */
.guide-seksjon{padding:clamp(2.5rem,5vw,4rem) 0;background:var(--surface-alt)}
/* Fade i stedet for flatt fargeskifte (2026-08-12, matcher forsidens #kort/#finn-kort-mønster):
   .bg-hvit kommer aldri to ganger på rad (verifisert på tvers av alle sider), og forgjengeren
   er alltid --surface-alt (enten forrige .guide-seksjon eller sidens papirbunn, som er samme
   hex-verdi), så det er trygt å anta alt->alt-2 her uten en sibling-selector. Det motsatte
   tilfellet - en VANLIG .guide-seksjon (inkl. .bg-dark) som kommer rett etter en .bg-hvit -
   er derimot ikke alltid sant (plain+plain og plain+bg-dark på rad er like vanlig som
   bg-hvit+plain), så DEN faden er en presis sibling-regel lenger ned i stedet for en global
   antagelse - ellers hadde vi laget nye harde kutt der to like-fargede seksjoner alt står
   sømløst inntil hverandre. */
.guide-seksjon.bg-hvit{background:linear-gradient(to bottom, var(--surface-alt) 0, var(--surface-alt-2) 56px, var(--surface-alt-2) 100%)}
.guide-seksjon.bg-hvit + .guide-seksjon:not(.bg-hvit){background:linear-gradient(to bottom, var(--surface-alt-2) 0, var(--surface-alt) 56px, var(--surface-alt) 100%)}
.guide h2{font-size:clamp(1.3rem,2.4vw,1.6rem);margin-bottom:.9rem}
.guide p{margin-bottom:1rem;line-height:1.75}
.rente-sammenlign{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem;margin-top:1.4rem}
.rente-kort{background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);padding:1.3rem 1.4rem;display:flex;flex-direction:column;gap:.15rem;position:relative;transition:transform .3s cubic-bezier(.22,.61,.36,1),box-shadow .3s}
.rente-kort.rev.vis:hover{transform:translateY(-4px);box-shadow:var(--sk-2)}
.rente-kort.rente-vinner{border-color:#00C389;box-shadow:0 4px 16px rgba(0,195,137,.12)}
.rente-badge{position:absolute;top:-13px;left:1.1rem;background:#00C389;color:#fff;font-family:'Inter',sans-serif;font-weight:700;font-size:.66rem;letter-spacing:.04em;text-transform:uppercase;padding:.32rem .7rem .36rem .6rem;border-radius:999px;box-shadow:0 4px 10px rgba(0,195,137,.32)}
.rente-badge::before{content:"✦ "}
.rente-navn{font-family:'Inter',sans-serif;font-weight:700;font-size:.92rem;color:var(--ink-soft);margin-top:.3rem}
.rente-prosent{font-family:'Inter',sans-serif;font-weight:700;font-size:1.9rem;color:var(--ink);letter-spacing:-.01em}
.rente-lbl{font-size:.78rem;color:var(--ink-soft);margin-bottom:.5rem}
.rente-detalj{font-size:.82rem;color:var(--ink-soft);line-height:1.5;border-top:1px solid var(--border);padding-top:.6rem}
.alder-liste{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--border);border:1px solid var(--border);border-radius:var(--r-lg);overflow:hidden;margin:1.2rem 0}
.alder-item{background:#fff;padding:1.1rem .9rem;text-align:center;display:flex;flex-direction:column;gap:.4rem;transition:transform .2s cubic-bezier(.22,.61,.36,1),background .2s}
.alder-item:hover{transform:translateY(-3px);position:relative;z-index:1}
.alder-item.alder-strengest{background:rgba(29,78,216,.08)}
.alder-tall{font-family:'Inter',sans-serif;font-weight:700;font-size:1.3rem;color:var(--ink)}
.faktaboks{display:flex;align-items:center;gap:1.15rem;background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);padding:1.25rem 1.5rem 1.25rem 1.35rem;margin:1.9rem 0 1.7rem;box-shadow:0 3px 14px rgba(15,27,43,.05);position:relative;transition:transform .3s cubic-bezier(.22,.61,.36,1),box-shadow .3s}
.faktaboks.rev.vis:hover{transform:translateY(-4px);box-shadow:var(--sk-2)}
.faktaboks-ikon{flex-shrink:0;width:54px;height:54px;border-radius:50%;display:flex;align-items:center;justify-content:center;position:relative;transition:transform .3s cubic-bezier(.34,1.56,.64,1)}
.faktaboks:hover .faktaboks-ikon{transform:scale(1.08)}
.faktaboks-ikon svg{width:26px;height:26px;fill:none;stroke-width:2.1;stroke-linecap:round;stroke-linejoin:round}
.faktaboks.tema-steel .faktaboks-ikon{background:rgba(29,78,216,.12);color:var(--steel-dark)}
.faktaboks.tema-steel .faktaboks-ikon svg{stroke:var(--steel-dark)}
.faktaboks.tema-gull .faktaboks-ikon{background:rgba(29,78,216,.14);color:var(--gold-dark)}
.faktaboks.tema-gull .faktaboks-ikon svg{stroke:var(--gold-dark)}
.faktaboks.tema-gronn .faktaboks-ikon{background:rgba(0,195,137,.12);color:#00A472}
.faktaboks.tema-gronn .faktaboks-ikon svg{stroke:#00C389}
.faktaboks-tekst{font-size:.92rem;line-height:1.5;color:var(--ink-soft)}
.faktaboks-tekst b{color:var(--ink);font-weight:700}
@media(max-width:480px){.faktaboks{flex-direction:column;text-align:center;gap:.7rem}}
/* align-items er bevisst IKKE satt til "start" - når fordeler-boksen har fire
   punkter og ulemper-boksen bare har én (typisk for premium-kort med få ulemper),
   ga "start" en kort, halvtom ulemper-boks ved siden av en mye høyere fordeler-boks
   på nettbrett/desktop (2-kolonners visning). Standard grid-oppførsel (stretch)
   gjør at begge boksene alltid får lik høyde, uansett innholdsmengde. */
.kort-fordeler-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.4rem;margin-top:1rem;align-items:start}
@media(max-width:600px){.kort-fordeler-grid{grid-template-columns:1fr}}
/* Én lonely siste boks (oddetall antall kort, f.eks. 5) skal aldri stå alene med
   tomrom ved siden av seg - la den strekke seg over hele bredden i stedet. Gjelder
   kun sammenligningskort-varianten (ikke fordeler/ulemper-parene, som alltid er 2). */
.kort-fordeler-grid .faktaboks:not(.faktaboks-liste):last-child:nth-child(odd){grid-column:1/-1}

/* ===== Sammenligningskort-variant av .faktaboks inni .kort-fordeler-grid: brukes i
   guide-tekst for å vise et lite knippe konkrete kort som eksempler (ikke fordeler/
   ulemper-paret over, som beholder sin egen stil via .faktaboks-liste). Egen, mer
   "designet" kortstil: farget topplinje per tema, tittel med skillestrek, og fakta
   som en tett prikk-liste i stedet for standard kulepunkter. ===== */
.kort-fordeler-grid .faktaboks:not(.faktaboks-liste){flex-direction:column;align-items:stretch;gap:0;text-align:left;background:#fff;padding:1.3rem 1.4rem 1.4rem;overflow:hidden;transition:transform .25s cubic-bezier(.22,.61,.36,1),box-shadow .25s}
.kort-fordeler-grid .faktaboks:not(.faktaboks-liste):hover{transform:translateY(-3px);box-shadow:var(--sk-2)}
.kort-fordeler-grid .faktaboks:not(.faktaboks-liste)::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--steel-dark),var(--steel-light))}
.kort-fordeler-grid .faktaboks.tema-gull:not(.faktaboks-liste)::before{background:linear-gradient(90deg,var(--gold-dark),var(--gold-light))}
.kort-fordeler-grid .faktaboks.tema-gronn:not(.faktaboks-liste)::before{background:linear-gradient(90deg,var(--brand-dark),var(--brand))}
.kort-fordeler-grid .faktaboks:not(.faktaboks-liste) .faktaboks-tekst{font-family:'Sora',sans-serif;font-size:.98rem;margin:0 0 .8rem;padding-bottom:.75rem;border-bottom:1px solid var(--border)}
.kort-fordeler-grid .faktaboks:not(.faktaboks-liste) .faktaboks-tekst b{font-weight:700;color:var(--ink)}
.kort-fordeler-grid .faktaboks:not(.faktaboks-liste) ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:.55rem}
.kort-fordeler-grid .faktaboks:not(.faktaboks-liste) li{position:relative;padding-left:1rem;color:var(--ink-soft);font-size:.9rem;line-height:1.5}
.kort-fordeler-grid .faktaboks:not(.faktaboks-liste) li::before{content:"";position:absolute;left:0;top:.55em;width:5px;height:5px;border-radius:50%;background:var(--steel-dark)}
.kort-fordeler-grid .faktaboks.tema-gronn:not(.faktaboks-liste) li::before{background:var(--brand-dark)}
@media(max-width:480px){.kort-fordeler-grid .faktaboks:not(.faktaboks-liste){padding:1.15rem 1.2rem 1.3rem}}

/* ===== Fordeler/ulemper-variant av .faktaboks: ikon+tittel-hode, så en punktliste under.
   Gjenbruker samme .faktaboks-ikon-sirkel som resten av siden (ikke en ny ikon-stil), pluss
   en svak fargevask per tema så boksene ikke bare er hvite firkanter med ett lite ikon. ===== */
.faktaboks.faktaboks-liste{flex-direction:column;align-items:stretch;gap:0;padding:1.5rem 1.6rem 1.7rem}
.faktaboks.faktaboks-liste.tema-gronn{background:linear-gradient(160deg,#fff,rgba(0,195,137,.055) 160%)}
.faktaboks.faktaboks-liste.tema-steel{background:linear-gradient(160deg,#fff,rgba(29,78,216,.05) 160%)}
.faktaboks-head{display:flex;align-items:center;gap:1rem;margin-bottom:1.1rem}
.faktaboks-head .faktaboks-ikon{width:44px;height:44px}
.faktaboks-head .faktaboks-ikon svg{width:21px;height:21px}
.faktaboks-titel{font-family:'Inter',sans-serif;font-weight:700;font-size:1.02rem;color:var(--ink)}
.faktaboks-liste ul{list-style:none;padding:0;display:flex;flex-direction:column;gap:.65rem}
.faktaboks-liste li{display:flex;align-items:flex-start;gap:.65rem;font-size:.92rem;color:var(--ink-soft);line-height:1.5}
.faktaboks-liste li svg{flex-shrink:0;width:19px;height:19px;margin-top:.1rem;fill:none;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
.faktaboks.tema-gronn.faktaboks-liste li svg{stroke:#00A472}
.faktaboks.tema-steel.faktaboks-liste li svg{stroke:var(--steel-dark)}
@media(max-width:480px){.faktaboks.faktaboks-liste{padding:1.3rem 1.3rem 1.5rem}}
.alder-item.alder-strengest .alder-tall{color:#1D4ED8;position:relative;display:inline-block}
.alder-bank{font-size:.74rem;color:var(--ink-soft);line-height:1.4}
@media(max-width:760px){.rente-sammenlign{grid-template-columns:1fr}.alder-liste{grid-template-columns:repeat(2,1fr)}}
.guide-inner h2{font-size:clamp(1.5rem,2.6vw,1.9rem);line-height:1.3;margin:2.6rem 0 .9rem;display:flex;align-items:center;gap:.65rem}
.guide-inner>h2:first-child{margin-top:0}
.guide-inner h2::before{content:"";width:5px;align-self:stretch;flex-shrink:0;background:linear-gradient(180deg,var(--gold),var(--gold-light));border-radius:99px;}
/* Kort-titler (guider-oversikt/sok-treff) ligger inni .guide-inner, men skal IKKE
   arve seksjons-overskriftens diamant-punkt/flex-layout - samme feil fantes på
   kredittkorttest.no (localhost:3004), rettet her i ny-stil-malen. */
.guider-kort h2,.guide-sok-resultat h4{display:block}
.guider-kort h2::before{content:none}
.guide-inner p{margin-bottom:1.05rem;font-size:1.02rem;color:var(--ink-soft)}
.guide-inner strong{color:var(--ink)}
.guide-inner a{color:var(--steel-dark);font-weight:700;text-decoration:underline;text-decoration-color:var(--steel);text-underline-offset:3px}
.guide-inner .btn-primary{color:var(--paper);text-decoration:none}
.guide-inner a:hover{color:var(--ink)}

/* ===== FAQ ===== */
/* Flat --surface-alt er riktig som standard: verifisert på alle sider som faktisk bruker
   .faq/id="faq" at forgjengeren alltid selv er --surface-alt (enten en vanlig .guide-seksjon
   eller sidens papirbunn, samme hex-verdi) - null synlig kutt i dag. Presis fade lagt til kun
   for det ene tilfellet som VILLE gitt et hardt kutt (en .bg-hvit "Kilder"-seksjon rett før),
   som en sikkerhet for fremtidige sider uten å risikere å ødelegge det som alt er sømløst. */
.faq{padding:clamp(3rem,6vw,5rem) 0;background:var(--surface-alt)}
.guide-seksjon.bg-hvit + .faq,.guide-seksjon.bg-hvit + #faq{background:linear-gradient(to bottom, var(--surface-alt-2) 0, var(--surface-alt) 56px, var(--surface-alt) 100%)}
#faq h2{font-family:'Sora',Georgia,serif;font-weight:600;font-size:clamp(1.5rem,2.6vw,1.9rem);color:var(--ink);display:flex;align-items:center;gap:.65rem}
#faq h2::before{content:"";width:5px;align-self:stretch;flex-shrink:0;background:linear-gradient(180deg,var(--gold),var(--gold-light));border-radius:99px}
.kilde-liste{list-style:none;display:flex;flex-wrap:wrap;gap:.9rem;margin:0}
.kilde-liste li{flex:1 1 260px;max-width:380px}
.kilde-liste a{display:flex;align-items:center;gap:.85rem;height:100%;background:#fff;border:1px solid var(--border);border-radius:var(--radius-md,var(--r-lg));padding:.95rem 1.1rem;text-decoration:none;color:var(--ink);box-shadow:var(--sk-1);transition:transform .2s cubic-bezier(.22,.61,.36,1),box-shadow .2s ease,border-color .2s ease}
.kilde-liste a:hover{transform:translateY(-3px);box-shadow:var(--sk-2);border-color:var(--border-2)}
.kilde-favicon{flex-shrink:0;width:34px;height:34px;border-radius:50%;background:var(--surface-alt);display:flex;align-items:center;justify-content:center;overflow:hidden}
.kilde-favicon img{width:18px;height:18px;object-fit:contain}
.kilde-txt{flex:1;min-width:0;display:flex;flex-direction:column;gap:.15rem}
.kilde-txt b{font-family:'Inter',sans-serif;font-weight:700;font-size:.88rem;color:var(--ink);line-height:1.3}
.kilde-txt span{font-size:.78rem;color:var(--ink-soft);line-height:1.4}
.kilde-arrow{flex-shrink:0;width:15px;height:15px;stroke:var(--ink-faint);opacity:.6;transition:transform .2s ease,opacity .2s ease}
.kilde-liste a:hover .kilde-arrow{transform:translate(2px,-2px);opacity:1;stroke:var(--brand-dark)}
/* FAQ-listen var før en flat, ubrutt linje med bunnstrek mellom hvert spørsmål - nå får
   hvert spørsmål sitt eget lett hevet "kort", som resten av siden sitt formspråk
   (faktaboks/rente-kort/ekspert-kort), i stedet for en kjedelig, uendelig liste. */
.faq-liste{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:.7rem}
.faq-liste details{background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);box-shadow:var(--sk-1);transition:border-color .25s,box-shadow .25s,transform .25s;overflow:hidden}
.faq-liste details[open]{border-color:rgba(0,195,137,.35);box-shadow:0 12px 26px -14px rgba(0,195,137,.4), var(--sk-2);transform:translateY(-1px)}
.faq-liste summary{cursor:pointer;padding:1.2rem 1.4rem;font-family:'Inter',sans-serif;font-weight:700;color:var(--ink);list-style:none;display:flex;justify-content:space-between;gap:1rem;align-items:center;transition:color .15s}
.faq-liste summary:hover{color:var(--steel-dark)}
.faq-liste summary::-webkit-details-marker{display:none}
.faq-liste summary::after{content:"";width:9px;height:9px;border:2px solid var(--steel-dark);border-left:0;border-top:0;transform:rotate(45deg);transition:.25s;flex-shrink:0}
.faq-liste details[open] summary::after{transform:rotate(-135deg)}
.faq-liste details p{padding:0 1.4rem 1.3rem;color:var(--ink-soft);font-size:.96rem}

/* ===== CTA banner ===== */
/* Flat --surface-alt er riktig standard her også: på 54 av 67 sider som har banneret,
   kommer det rett etter en FAQ-seksjon (klasse .faq eller løs id="faq") som selv alt er
   --surface-alt - null kutt. Men på de 13 guide-artiklene der en .bg-hvit "Kilder"-seksjon
   er siste stopp før banneret, var flatt en synlig hard kant (--surface-alt-2 -> --surface-alt)
   - løst presist med samme sibling-mønster som resten av fila, uten å røre de 54 sidene som
   alt var riktige. */
.cta-banner-wrap{padding:3.5rem 1.5rem 4rem;background:var(--surface-alt)}
.guide-seksjon.bg-hvit + .cta-banner-wrap{background:linear-gradient(to bottom, var(--surface-alt-2) 0, var(--surface-alt) 56px, var(--surface-alt) 100%)}
.cta-banner{max-width:1180px;margin:0 auto;background:var(--navy);border-radius:var(--r-lg);padding:3rem clamp(1.6rem,4vw,3.5rem);text-align:center;position:relative;overflow:hidden}
.cta-banner::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 18% 15%,rgba(0,195,137,.28),transparent 55%),radial-gradient(circle at 85% 85%,rgba(29,78,216,.22),transparent 50%);pointer-events:none}
.cta-banner h2{color:#fff;font-size:clamp(1.7rem,3.2vw,2.25rem);margin-bottom:.6rem;position:relative}
.cta-banner p{color:#C7C9CC;max-width:520px;margin:0 auto 1.6rem;position:relative}
.cta-banner .btn{position:relative;z-index:1}
.cta-banner .btn-primary{background:var(--steel-light);color:var(--ink)}
.cta-banner .btn-primary:hover{background:#fff}

/* ===== Responsivt ===== */
@media(max-width:980px){
  .kort-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .kort-grid.kort-grid-kompakt .kort.hovedkort{flex-basis:calc(50% - .75rem)}
  .kort{height:535px}
  .hero .wrap{grid-template-columns:1fr}
  .hero h1 .gull{font-size:clamp(1.9rem,6vw,2.6rem)}
  .hero h1 .h1-liten{font-size:clamp(.92rem,3vw,1.05rem)}
}
@media(max-width:760px){
  .kort-grid{grid-template-columns:minmax(0,1fr);padding:0 1.2rem}
  .kort-grid.kort-grid-kompakt .kort.hovedkort{flex-basis:100%}
  .kort{height:475px}
  .chips-panel{margin:0 1.2rem 1.6rem}
}
@media(max-width:460px){
  .kort{height:585px}
  .kort-actions{flex-direction:column}
  .kort-actions .kort-snu{width:100%;height:44px}
  .detalj-rad{flex-direction:column;gap:.15rem}
  .detalj-rad .dv{text-align:left}
}
@media(prefers-reduced-motion:reduce){
  .kort,.kort-flip,.chip{transition:none}
}

/* ===== Reveal-on-scroll ===== */
.rev{opacity:0;transform:translateY(22px);transition:opacity .7s cubic-bezier(.22,.61,.36,1),transform .7s cubic-bezier(.22,.61,.36,1)}
.rev.vis{opacity:1;transform:translateY(0)}
@media(prefers-reduced-motion:reduce){.rev{opacity:1;transform:none;transition:none}}

/* ===== Stat-stripe =====
   Rolig, ensartet tillitsrad: samme kortform og samme rolige løft ved
   hover/scroll-inn på alle fire bokser, kun fargeaksenten varierer. */
.stat-stripe{padding:1.8rem 1.5rem 0;margin-bottom:1rem;background:none}
.scroll-hint{position:absolute;left:50%;bottom:1.3rem;transform:translateX(-50%);display:flex;flex-direction:column;align-items:center;gap:.3rem;width:fit-content;font-family:'Inter',sans-serif;font-size:.76rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--ink-faint);text-decoration:none;transition:color .2s}
.scroll-hint:hover,.scroll-hint:focus-visible{color:var(--steel-dark)}
.scroll-hint-pil{width:17px;height:17px;stroke:currentColor;fill:none;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round;animation:scroll-hint-hopp 1.8s ease-in-out infinite}
@keyframes scroll-hint-hopp{0%,100%{transform:translateY(0)}50%{transform:translateY(5px)}}
@media(prefers-reduced-motion:reduce){.scroll-hint-pil{animation:none}}
.stat-rad{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:1.15rem}
.stat-item{position:relative;padding:1.1rem 1.1rem .95rem;text-align:center;background:linear-gradient(160deg,#fff,var(--tint) 150%);border:1.5px solid var(--border);border-radius:var(--r-lg);display:flex;flex-direction:column;align-items:center;gap:.35rem;box-shadow:var(--sk-1);transition:transform .3s cubic-bezier(.22,.61,.36,1),box-shadow .3s,border-color .3s}
.stat-item:nth-child(1){--tint:#E7ECF1;--accent:var(--steel-dark);--accent-soft:rgba(29,78,216,.12)}
.stat-item:nth-child(2){--tint:#EAF7F0;--accent:var(--graphite-dark);--accent-soft:rgba(15,27,43,.12)}
.stat-item:nth-child(3){--tint:#E3F7EC;--accent:#00A472;--accent-soft:rgba(0,195,137,.14)}
.stat-item:nth-child(4){--tint:var(--gold-pale);--accent:var(--gold-dark);--accent-soft:var(--gold-pale);border-color:var(--gold-light)}

.stat-item.rev.vis:hover{transform:translateY(-5px);box-shadow:var(--sk-2);border-color:var(--accent)}

.stat-ikon-ring{width:28px;height:28px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:.05rem;background:var(--accent-soft);transition:transform .3s cubic-bezier(.34,1.56,.64,1)}
.stat-item.rev.vis:hover .stat-ikon-ring{transform:scale(1.1)}
.stat-item:nth-child(4) .stat-ikon-ring{position:relative}
.stat-item:nth-child(4) .stat-ikon-ring::after{content:"";position:absolute;inset:-5px;border-radius:50%;border:1.5px solid var(--gold-light);opacity:.7;animation:stat-puls 2.6s ease-out infinite}
@keyframes stat-puls{0%{transform:scale(.86);opacity:.65}75%{transform:scale(1.3);opacity:0}100%{opacity:0}}
.stat-ikon{width:22px;height:22px;stroke:var(--accent);fill:none;stroke-width:2.1;stroke-linecap:round;stroke-linejoin:round}
.stat-tall{font-family:'Inter',sans-serif;font-weight:700;font-size:clamp(1.8rem,3.6vw,2.4rem);color:var(--accent);letter-spacing:-.01em;display:block}
.stat-lbl{font-family:'Inter',sans-serif;font-weight:600;font-size:.82rem;color:var(--ink-soft);display:block}
@media(prefers-reduced-motion:reduce){
  .stat-item{transition:none}
  .stat-item.rev.vis:hover{transform:none}
  .stat-ikon-ring{transition:none}
  .stat-item:nth-child(4) .stat-ikon-ring::after{animation:none;display:none}
}
@media(max-width:760px){.stat-rad{grid-template-columns:repeat(2,1fr);gap:1.4rem 1.1rem}}
@media(max-width:420px){.stat-item{padding:1.5rem .7rem 1.1rem}}


/* ===== Myke dybde-hint mellom seksjoner (bevegelse/skygge, ikke fargeblending) ===== */
.verktoy,.finner,.guide-seksjon,.tjene-penger,.faq{position:relative}

/* ===== Regneverktøy (kalkulator + sammenlign) ===== */
.verktoy{padding:clamp(3rem,6vw,4.5rem) 0;background:linear-gradient(to bottom, var(--surface-alt) 0, var(--surface-alt-2) 56px, var(--surface-alt-2) 100%)}
.verktoy-panel{max-width:800px;margin:0 auto;background:#fff;border:1px solid var(--border);border-radius:24px;padding:clamp(1.5rem,3.5vw,2.2rem);box-shadow:0 4px 20px rgba(15,27,43,.06)}
.verktoy-tabs{display:flex;gap:.5rem;margin-bottom:1.6rem;flex-wrap:wrap}
.verktoy-tab{display:inline-flex;align-items:center;gap:.5rem;font-family:'Inter',sans-serif;font-weight:700;font-size:.92rem;color:var(--ink-soft);background:var(--paper);border:1.5px solid transparent;border-radius:999px;padding:.65rem 1.25rem;cursor:pointer;transition:background .2s,color .2s,transform .2s cubic-bezier(.34,1.56,.64,1),box-shadow .2s}
.verktoy-tab svg{width:16px;height:16px;stroke:currentColor;fill:none;stroke-width:2.1;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}
.verktoy-tab.aktiv{background:#1D4ED8;color:#fff;transform:translateY(-2px);box-shadow:0 8px 18px rgba(29,78,216,.32)}
.verktoy-tab:hover:not(.aktiv){background:var(--border);transform:translateY(-1px)}
@media(prefers-reduced-motion:reduce){.verktoy-tab{transition:background .2s,color .2s}}
.verktoy-side{display:none}
.verktoy-side.aktiv{display:block}
.felt-rad{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:1.4rem;margin-bottom:1.4rem}
.felt{display:flex;flex-direction:column;gap:.5rem;min-width:0}
.felt label{font-family:'Inter',sans-serif;font-weight:700;font-size:.86rem;color:var(--ink)}
.felt select{width:100%;min-width:0;font-family:'Inter',sans-serif;font-weight:600;font-size:.92rem;color:var(--ink);background:#fff;border:1.5px solid var(--border-2);border-radius:var(--r);padding:.7rem .9rem;cursor:pointer}
.felt-slider{display:flex;align-items:center;gap:.9rem}
.felt-slider input[type=range]{flex:1;accent-color:#1D4ED8;height:6px;cursor:pointer}
.felt-slider input[type=range]{-webkit-appearance:none;appearance:none;background:transparent}
.felt-slider input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:99px;background:var(--border-2)}
.felt-slider input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;background:#1D4ED8;border:3px solid #fff;box-shadow:0 2px 10px rgba(29,78,216,.5);margin-top:-8px;transition:transform .15s cubic-bezier(.34,1.56,.64,1)}
.felt-slider input[type=range]:hover::-webkit-slider-thumb{transform:scale(1.15)}
.felt-slider input[type=range]:active::-webkit-slider-thumb{transform:scale(1.3)}
.felt-slider input[type=range]::-moz-range-track{height:6px;border-radius:99px;background:var(--border-2)}
.felt-slider input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#1D4ED8;border:3px solid #fff;box-shadow:0 2px 10px rgba(29,78,216,.5);transition:transform .15s cubic-bezier(.34,1.56,.64,1)}
.felt-slider input[type=range]:hover::-moz-range-thumb{transform:scale(1.15)}
.felt-slider b{font-family:'Inter',sans-serif;font-weight:700;color:var(--ink);min-width:88px;text-align:right;font-size:.92rem}
@media(prefers-reduced-motion:reduce){.felt-slider input[type=range]::-webkit-slider-thumb,.felt-slider input[type=range]::-moz-range-thumb{transition:none}}
@media(max-width:420px){
  .felt-slider{flex-wrap:wrap;row-gap:.5rem}
  .felt-slider input[type=range]{flex:1 1 100%}
  .felt-slider b{min-width:0;margin-left:auto}
}
.resultat-boks{margin-top:1.6rem;padding:1.4rem 1.5rem 1.5rem;background:var(--paper);border-radius:var(--r-lg);border-left:3px solid #1D4ED8;position:relative;overflow:hidden}
.resultat-topp{position:relative;padding-bottom:.6rem}
.resultat-sveip{position:absolute;left:0;bottom:0;width:100%;max-width:220px;height:11px;stroke:var(--gold);fill:none;stroke-width:2.4;stroke-linecap:round;opacity:.7}
.resultat-tall{font-family:'Inter',sans-serif;font-weight:700;font-size:clamp(1.6rem,3.4vw,2.1rem);color:var(--ink);display:inline-block}
.resultat-boks.puls .resultat-tall{animation:resultat-puls .5s cubic-bezier(.34,1.56,.64,1)}
@keyframes resultat-puls{0%{transform:scale(1)}40%{transform:scale(1.07);color:var(--gold-dark)}100%{transform:scale(1)}}
.kalk-gauge-rad{display:flex;align-items:center;gap:.7rem;margin:.9rem 0 1rem}
.kalk-gauge-lbl{font-family:'Inter',sans-serif;font-size:.64rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-faint);flex-shrink:0}
.kalk-gauge{position:relative;flex:1;height:8px;border-radius:99px;background:linear-gradient(90deg,#00C389,#E8A33D 45%,#C7622A 72%,#a23b2e)}
.kalk-gauge-marker{position:absolute;top:50%;left:0%;width:16px;height:16px;border-radius:50%;background:#fff;border:3px solid var(--ink);transform:translate(-50%,-50%);box-shadow:0 2px 6px rgba(0,0,0,.3);transition:left .5s cubic-bezier(.22,.61,.36,1)}
@media(prefers-reduced-motion:reduce){.resultat-boks.puls .resultat-tall{animation:none}.kalk-gauge-marker{transition:none}}
.resultat-tekst{font-size:.92rem;color:var(--ink-soft);margin-top:.4rem;line-height:1.6}
.sml-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.4rem}
.sml-kort{background:var(--paper);border:1px solid var(--border);border-radius:var(--r);padding:1.2rem 1.3rem;transition:transform .25s cubic-bezier(.22,.61,.36,1),box-shadow .25s;position:relative}
.sml-kort:hover{transform:translateY(-3px);box-shadow:var(--sk-1)}
.sml-kort h4{font-family:'Inter',sans-serif;font-weight:700;font-size:1.05rem;color:var(--ink);margin-bottom:.7rem}
.sml-rad{display:flex;justify-content:space-between;padding:.4rem 0;border-bottom:1px solid var(--border);font-size:.86rem}
.sml-rad:last-child{border-bottom:0}
.sml-rad .dl{color:var(--ink-faint);font-weight:600}
.sml-rad .dv{font-family:'Inter',sans-serif;font-weight:600;color:var(--ink)}
.sml-bar-wrap{margin-top:.9rem}
.sml-bar-bg{height:10px;border-radius:6px;background:#fff;overflow:hidden;border:1px solid var(--border)}
.sml-bar-ukjent{height:auto;background:repeating-linear-gradient(45deg,var(--border) 0 6px,#fff 6px 12px);border-style:dashed;display:flex;align-items:center;padding:.3rem .1rem}
.sml-bar-ukjent-tekst{font-size:.68rem;color:var(--ink-faint);font-weight:600;padding:0 .4rem}
.sml-bar-fyll{height:100%;border-radius:6px;transition:width .5s cubic-bezier(.22,.61,.36,1)}
.sml-vinner{display:inline-block;margin-top:.6rem;font-family:'Inter',sans-serif;font-weight:700;font-size:.74rem;letter-spacing:.03em;text-transform:uppercase;color:var(--gold-dark);background:var(--gold-soft,#DBEAFE);padding:.25rem .6rem;border-radius:999px;animation:tag-inn .4s cubic-bezier(.22,.61,.36,1)}
@media(prefers-reduced-motion:reduce){.sml-vinner{animation:none}}
@media(max-width:640px){.felt-rad{grid-template-columns:minmax(0,1fr)}.sml-grid{grid-template-columns:1fr}}

/* ===== Guidet veiviser ===== */
.guide-cta{max-width:520px;margin:0 auto 1.5rem}
.guide-cta button{width:100%;font-family:'Inter',sans-serif;text-align:left;color:var(--ink);background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);padding:1rem 1.1rem;cursor:pointer;transition:.2s;display:flex;align-items:center;gap:.9rem;box-shadow:0 3px 14px rgba(15,27,43,.06)}
.guide-cta button:hover{border-color:#00C389;box-shadow:0 10px 26px rgba(0,195,137,.16);transform:translateY(-2px)}
.guide-cta-ikon{flex-shrink:0;width:42px;height:42px;border-radius:50%;background:rgba(0,195,137,.12);display:flex;align-items:center;justify-content:center}
.guide-cta-ikon svg{width:22px;height:22px;stroke:#00C389;fill:none;stroke-width:2.2}
.guide-cta-tekst{flex:1;min-width:0}
.guide-cta-tekst b{display:block;font-weight:700;font-size:.96rem;color:var(--ink)}
.guide-cta-tekst span{display:block;font-size:.84rem;color:var(--ink-soft);margin-top:.1rem}
.guide-cta-pil{flex-shrink:0;width:18px!important;height:18px!important;stroke:var(--border-2);stroke-width:2.4!important;transition:transform .2s,stroke .2s}
.guide-cta button:hover .guide-cta-pil{transform:translateX(3px);stroke:#00C389}
#veiviser{display:none;max-width:720px;margin:0 auto 2rem;background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);padding:clamp(1.4rem,3.5vw,2.2rem);box-shadow:var(--sk-2)}
#veiviser.apen{display:block}
.vv-fremdrift{display:flex;gap:.4rem;margin-bottom:1.3rem}
.vv-fremdrift i{flex:1;height:4px;border-radius:2px;background:var(--border)}
.vv-fremdrift i.fylt{background:var(--steel-dark)}
.vv-steg{display:none}
.vv-steg.aktiv{display:block;animation:vv-inn .35s ease}
@keyframes vv-inn{from{opacity:0;transform:translateX(14px)}to{opacity:1;transform:translateX(0)}}
.vv-sporsmal{font-family:'Inter',sans-serif;font-weight:700;font-size:1.25rem;color:var(--ink);margin-bottom:1.2rem}
.vv-valg{display:grid;grid-template-columns:1fr 1fr;gap:.8rem}
.vv-valgknapp{display:flex;flex-direction:column;align-items:center;gap:.6rem;text-align:center;background:var(--paper);border:1.5px solid var(--border-2);border-radius:var(--r);padding:1.3rem 1rem;cursor:pointer;transition:.18s;font-family:'Inter',sans-serif;font-weight:700;color:var(--ink);font-size:.94rem}
.vv-valgknapp:hover{border-color:var(--steel);transform:translateY(-2px)}
.vv-valgknapp svg{width:24px;height:24px;stroke:var(--steel-dark);fill:none;stroke-width:1.8}
.vv-bunn{display:flex;justify-content:space-between;margin-top:1.4rem}
.vv-tilbake{background:none;border:none;color:var(--ink-soft);font-family:'Inter',sans-serif;font-weight:700;cursor:pointer;font-size:.88rem}
.vv-tilbake:disabled{opacity:0;pointer-events:none}
@media(max-width:460px){.vv-valg{grid-template-columns:1fr}}

/* ===== Ordforklaring-tooltip ===== */
.ordforklaring{position:relative;text-decoration:underline dotted var(--ink-faint);text-underline-offset:3px;cursor:help}
.ordforklaring .tt{display:none;position:absolute;bottom:calc(100% + 8px);left:50%;transform:translateX(calc(-50% + var(--shift,0px)));width:min(280px,86vw);background:var(--graphite-dark);color:var(--paper);font-family:'Inter',sans-serif;font-size:.82rem;font-weight:500;line-height:1.5;padding:.8rem 1rem;border-radius:8px;box-shadow:var(--sk-2);opacity:0;z-index:50;text-decoration:none}
.ordforklaring:hover .tt,.ordforklaring:focus .tt,.ordforklaring.apen .tt{display:block;opacity:1}

/* ===== Kort-highlight-puls ===== */
.kort.pulserer{animation:kort-puls 1.4s ease}
@keyframes kort-puls{0%,100%{box-shadow:var(--sk-1)}30%{box-shadow:0 0 0 4px var(--steel-light),var(--sk-2)}}

/* ===== Fant-treff toast ===== */
#treffVarsel{position:fixed;left:50%;bottom:1.75rem;transform:translateX(-50%) translateY(calc(100% + 3rem));background:var(--graphite-dark);color:var(--paper);font-family:'Inter',sans-serif;font-weight:700;font-size:.9rem;padding:.85rem 1.4rem;border-radius:999px;box-shadow:var(--sk-2);z-index:150;transition:transform .35s cubic-bezier(.34,1.56,.64,1);white-space:nowrap}
#treffVarsel.vis{transform:translateX(-50%) translateY(0)}

/* ===== Slik tjener vi penger ===== */
.tjene-penger{padding:3.4rem 0;background:linear-gradient(to bottom, var(--surface-alt) 0, var(--surface-alt-2) 56px, var(--surface-alt-2) 100%)}
.tjene-penger .sek-topp{margin-bottom:.7rem}
.tjene-intro{max-width:660px;margin:0 auto 2.2rem;text-align:center;color:var(--ink-soft);font-size:1rem;line-height:1.6}
.tjene-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem;max-width:1000px;margin:0 auto}
.tjene-item{background:var(--paper);border-radius:var(--r-lg);padding:1.5rem 1.4rem;text-align:center}
.tjene-ikon{width:52px;height:52px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto .9rem}
.tjene-ikon svg{width:26px;height:26px;fill:none;stroke-width:2.1;stroke-linecap:round;stroke-linejoin:round}
.tjene-item.tema-gronn .tjene-ikon{background:rgba(0,195,137,.12)}
.tjene-item.tema-gronn .tjene-ikon svg{stroke:#00C389}
.tjene-item.tema-steel .tjene-ikon{background:rgba(29,78,216,.12)}
.tjene-item.tema-steel .tjene-ikon svg{stroke:var(--steel-dark)}
.tjene-item.tema-gull .tjene-ikon{background:rgba(29,78,216,.14)}
.tjene-item.tema-gull .tjene-ikon svg{stroke:var(--gold-dark)}
.tjene-item h3{font-size:1.02rem;color:var(--ink);margin-bottom:.45rem}
.tjene-item p{font-size:.88rem;color:var(--ink-soft);line-height:1.55}
.tjene-item{box-shadow:var(--sk-1);transition:transform .3s cubic-bezier(.22,.61,.36,1),box-shadow .3s}
.tjene-item:hover{transform:translateY(-5px);box-shadow:var(--sk-2)}
.tjene-item:hover .tjene-ikon{transform:scale(1.1) rotate(6deg)}
.tjene-ikon{transition:transform .3s cubic-bezier(.34,1.56,.64,1)}
.tjene-item:nth-child(1){transition-delay:0s}
.tjene-item:nth-child(2){transition-delay:.08s}
.tjene-item:nth-child(3){transition-delay:.16s}
.kontakt-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.1rem;margin:1.4rem 0 1.6rem}
.kontakt-kort{display:flex;align-items:center;gap:.9rem;background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);padding:1.1rem 1.3rem;box-shadow:var(--sk-1);transition:transform .25s cubic-bezier(.22,.61,.36,1),box-shadow .25s;text-decoration:none;height:100%}
.kontakt-kort:hover{transform:translateY(-4px);box-shadow:var(--sk-2)}
.kontakt-kort-ikon{width:44px;height:44px;border-radius:50%;background:rgba(29,78,216,.12);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.kontakt-kort-ikon svg{width:20px;height:20px;stroke:var(--steel-dark);fill:none;stroke-width:2.1;stroke-linecap:round;stroke-linejoin:round}
.kontakt-kort-txt{display:flex;flex-direction:column;gap:.15rem;min-width:0}
.kontakt-kort-lbl{font-family:'Inter',sans-serif;font-size:.78rem;color:var(--ink-faint)}
.kontakt-kort-verdi{font-family:'Inter',sans-serif;font-weight:700;font-size:.9rem;color:var(--ink);word-break:break-word;line-height:1.35}
@media(max-width:600px){.kontakt-grid{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){.tjene-item,.tjene-ikon{transition:none}}
@media(max-width:760px){.tjene-grid{grid-template-columns:1fr}}
#soknadSkjema{display:flex;flex-direction:column;flex:1;justify-content:space-between}
.cookie-banner{position:fixed;left:20px;right:20px;bottom:20px;z-index:200;max-width:460px;background:var(--navy);border-radius:var(--radius-lg,20px);box-shadow:0 20px 44px -14px rgba(0,0,0,.32);padding:1.3rem 1.4rem;animation:cookie-inn .4s cubic-bezier(.22,.61,.36,1)}
@keyframes cookie-inn{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}
.cookie-banner-inner{display:flex;flex-direction:column;gap:1.1rem}
.cookie-banner-top{display:flex;align-items:flex-start;gap:.8rem}
.cookie-banner-icon{flex-shrink:0;width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center}
.cookie-banner-icon svg{width:19px;height:19px;stroke:var(--brand,#00C389);color:var(--brand,#00C389)}
.cookie-banner-text strong{display:block;color:#fff;font-family:'Sora',sans-serif;font-weight:700;font-size:.94rem;margin-bottom:.3rem}
.cookie-banner-text p{color:#C7D0DA;font-size:.84rem;line-height:1.5;margin:0}
.cookie-banner-text a{color:#fff;text-decoration:underline;text-decoration-color:var(--steel-light);text-underline-offset:2px}
.cookie-banner-knapper{display:flex;gap:.6rem}
.cookie-banner-knapper button{flex:1;font-family:'Inter',sans-serif;font-weight:700;font-size:.85rem;padding:.68rem 1rem;border-radius:999px;cursor:pointer;transition:transform .15s,background .15s}
.cookie-banner-knapper button:hover{transform:translateY(-1px)}
#cookieAvvis{background:transparent;border:1.5px solid rgba(255,255,255,.28);color:#fff}
#cookieAvvis:hover{background:rgba(255,255,255,.08)}
#cookieGodta{background:#00C389;border:none;color:#04301F}
#cookieGodta:hover{background:#00A472;color:#fff}
@media(max-width:480px){.cookie-banner{left:12px;right:12px;bottom:12px;padding:1.1rem}}
.steg-liste{list-style:none;counter-reset:steg;display:flex;flex-direction:column;gap:1rem;margin:1.4rem 0;padding:0}
.steg-liste li{position:relative;padding-left:3rem;color:var(--ink-soft);font-size:.96rem;line-height:1.6;min-height:1.9rem;display:flex;align-items:center}
.steg-liste li::before{counter-increment:steg;content:counter(steg);position:absolute;left:0;top:0;width:1.9rem;height:1.9rem;border-radius:50%;background:var(--gold-pale);color:var(--gold-dark);font-family:'Inter',sans-serif;font-weight:700;font-size:.85rem;display:flex;align-items:center;justify-content:center;flex-shrink:0}

/* ================================================================
   NY HEADER/FOOTER — samme som forsiden, delt her slik at ALLE
   sider på kredittkorttest-v2 har identisk header/footer.
   ================================================================ */
.click-spark{position:fixed;left:0;top:0;width:7px;height:7px;border-radius:50%;pointer-events:none;z-index:9999;transform:translate(-50%,-50%);animation:clickSparkFly .6s cubic-bezier(.2,.8,.3,1) forwards;}
@keyframes clickSparkFly{0%{transform:translate(-50%,-50%) translate(0,0) scale(1);opacity:.95;}100%{transform:translate(-50%,-50%) translate(var(--dx),var(--dy)) scale(0);opacity:0;}}
@media(prefers-reduced-motion:reduce){.click-spark{display:none;}}

header{position:sticky;top:0;z-index:50;padding:14px 0;background:transparent;transition:padding .25s ease;}
header .navbar{display:flex;align-items:center;justify-content:space-between;gap:16px;max-width:100%;margin:0 auto;background:var(--surface);border-radius:var(--radius-pill);padding:10px 10px 10px 22px;box-shadow:var(--shadow-sm);border:1px solid var(--border-soft);transition:max-width .25s ease, padding .25s ease, box-shadow .25s ease;}
header.scrolled{padding:8px 0;}
header.scrolled .navbar{max-width:880px;box-shadow:var(--shadow-md);}
.logo-link{display:flex;align-items:center;gap:10px;text-decoration:none;transition:opacity .15s ease;}
.logo-link:hover{opacity:0.82;}
.logo-icon{width:34px;height:34px;flex-shrink:0;transition:width .25s ease, height .25s ease;}
header.scrolled .logo-icon{width:28px;height:28px;}
.logo-block{display:flex;flex-direction:column;line-height:1.15;}
.logo-block .logo-word{font-family:'Sora',sans-serif;font-weight:800;font-size:1.15rem;letter-spacing:-0.01em;color:var(--ink);}
.logo-block .logo-word span{color:var(--brand-text);}
.logo-block .logo-sub{font-size:0.68rem;color:var(--ink-faint);font-weight:600;letter-spacing:0.02em;}
nav.main-nav{display:flex;gap:28px;}
nav.main-nav a{font-size:0.94rem;font-weight:600;color:var(--ink-soft);text-decoration:none;white-space:nowrap;transition:color .15s ease;}
nav.main-nav a:hover{color:var(--ink);}
.header-actions{display:flex;align-items:center;gap:10px;}
.header-actions .btn{display:inline-flex;align-items:center;gap:8px;font-family:'Inter',sans-serif;font-weight:700;font-size:0.95rem;border-radius:var(--radius-pill);padding:12px 22px;text-decoration:none;border:none;cursor:pointer;white-space:nowrap;transition:transform .18s ease, box-shadow .18s ease, background-color .18s ease, border-color .18s ease;}
.header-actions .btn-primary{background:var(--brand);color:var(--brand-ink);box-shadow:var(--shadow-brand);}
.header-actions .btn-primary:hover{transform:translateY(-2px);box-shadow:0 18px 36px -10px rgba(0,195,137,0.55);}
.header-actions .btn-sm{padding:10px 18px;font-size:0.88rem;}
.header-actions .btn svg{width:16px;height:16px;stroke:currentColor;}
#nav-toggle{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0;}
.nav-toggle-label{display:none;width:42px;height:42px;border-radius:var(--radius-pill);background:var(--surface-alt);align-items:center;justify-content:center;cursor:pointer;transition:background-color .18s ease;}
.nav-toggle-label:hover{background:var(--border);}
.nav-toggle-label svg{width:20px;height:20px;stroke:var(--ink);}
.mobile-panel{display:none;}
a:focus-visible, button:focus-visible, summary:focus-visible, input:focus-visible, select:focus-visible{outline:2.5px solid var(--accent-dark);outline-offset:3px;border-radius:8px;}
footer :focus-visible{outline-color:var(--brand);}

/* -- footer (ny stil) -- */
footer{background:var(--ink);color:#C9D6E0;padding:52px 0 26px;margin-top:16px;}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:32px;margin-bottom:32px;}
.footer-grid h3{font-family:'Sora',sans-serif;color:#fff;font-size:0.92rem;margin:0 0 14px;}
.footer-grid ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px;}
.footer-grid a{color:#B9C7D4;text-decoration:none;font-size:0.9rem;transition:color .15s ease;}
.footer-grid a:hover{color:#fff;}
.footer-logo{display:flex;align-items:center;gap:10px;margin-bottom:10px;}
.footer-logo-icon{width:34px;height:34px;flex-shrink:0;}
.footer-logo-block{display:flex;flex-direction:column;line-height:1.15;}
.footer-logo-word{font-family:'Sora',sans-serif;font-weight:800;color:#fff;font-size:1.15rem;letter-spacing:-0.01em;}
.footer-logo-word span{color:var(--brand);}
.footer-logo-sub{font-size:0.68rem;color:rgba(255,255,255,.55);font-weight:600;letter-spacing:0.02em;}
.footer-grid p{font-size:0.88rem;color:#8FA0AE;margin:0 0 6px;}
.footer-grid p a{color:#8FA0AE;text-decoration:underline;}
.footer-social{display:flex;gap:10px;margin-top:14px;}
.footer-social a{display:flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:rgba(255,255,255,0.08);transition:background-color .18s ease;}
.footer-social a:hover{background:var(--brand);}
.footer-social svg{width:16px;height:16px;fill:#C9D6E0;transition:fill .18s ease;}
.footer-social a:hover svg{fill:var(--brand-ink);}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.1);padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:0.8rem;color:#8FA0AE;}
.footer-email-row{display:flex;align-items:center;gap:8px;}
.footer-copy-btn{position:relative;display:inline-flex;align-items:center;justify-content:center;width:26px;height:26px;border-radius:50%;background:rgba(255,255,255,0.08);border:none;cursor:pointer;padding:0;flex-shrink:0;transition:background-color .18s ease;}
.footer-copy-btn:hover{background:rgba(255,255,255,0.16);}
.footer-copy-btn svg{width:13px;height:13px;stroke:#C9D6E0;}
.footer-copy-tip{position:absolute;bottom:calc(100% + 8px);left:50%;transform:translateX(-50%) translateY(4px);background:var(--brand);color:var(--brand-ink);font-size:0.7rem;font-weight:700;padding:4px 9px;border-radius:var(--radius-pill);white-space:nowrap;opacity:0;pointer-events:none;transition:opacity .18s ease, transform .18s ease;}
.footer-copy-btn.copied .footer-copy-tip{opacity:1;transform:translateX(-50%) translateY(0);}

/* -- back-to-top -- */
.back-to-top{position:fixed;right:20px;bottom:20px;width:46px;height:46px;border-radius:50%;background:var(--brand);color:var(--brand-ink);border:none;display:flex;align-items:center;justify-content:center;box-shadow:var(--shadow-brand);cursor:pointer;z-index:55;opacity:0;transform:translateY(10px);pointer-events:none;transition:opacity .22s ease, transform .22s ease, background-color .18s ease;}
.back-to-top.vis{opacity:1;transform:translateY(0);pointer-events:auto;}
.back-to-top:hover{background:var(--brand-dark);}
.back-to-top svg{width:20px;height:20px;stroke:currentColor;}
@media(max-width:600px){.back-to-top{right:14px;bottom:14px;width:42px;height:42px;}}

/* -- scroll-progress -- */
.scroll-progress{position:fixed;top:0;left:0;width:100%;height:3px;z-index:60;background:rgba(15,27,43,0.06);pointer-events:none;}
.scroll-progress-bar{height:100%;width:0%;background:linear-gradient(90deg,var(--brand),var(--accent));}
@media(prefers-reduced-motion:reduce){.scroll-progress-bar{transition:none;}}

/* -- ny header/footer: responsivt -- */
@media (min-width:801px) and (max-width:1030px){
  nav.main-nav{gap:16px;} nav.main-nav a{font-size:0.88rem;}
  .header-actions{gap:6px;} .header-actions .btn-sm{padding:9px 14px;font-size:0.84rem;}
}
@media (max-width:800px){
  nav.main-nav{display:none;}
  .nav-toggle-label{display:flex;}
  #nav-toggle:checked ~ .navbar .nav-toggle-label{background:var(--brand);}
  #nav-toggle:checked ~ .navbar .nav-toggle-label svg{stroke:var(--brand-ink);}
  #nav-toggle:focus-visible ~ .navbar .nav-toggle-label{outline:2.5px solid var(--accent-dark);outline-offset:3px;}
  #nav-toggle:checked ~ .mobile-panel{max-height:400px;opacity:1;padding:14px 18px 6px;}
  .mobile-panel{display:block;max-height:0;opacity:0;overflow:hidden;transition:max-height .25s ease, opacity .2s ease;background:var(--surface);border-radius:var(--radius-lg);margin-top:8px;box-shadow:var(--shadow-sm);}
  .mobile-panel a{display:block;padding:10px 0;font-weight:600;color:var(--ink-soft);text-decoration:none;border-bottom:1px solid var(--border-soft);transition:color .15s ease;}
  .mobile-panel a:last-of-type{border-bottom:none;}
  .mobile-panel a:hover, .mobile-panel a:focus-visible{color:var(--ink);}
}
@media (max-width:600px){
  .header-actions .btn-primary{display:none;}
  .footer-grid{grid-template-columns:1fr 1fr;gap:22px;}
}
@media (max-width:460px){
  .footer-grid{grid-template-columns:1fr;}
}
@media (max-width:360px){
  .logo-sub{display:none;}
  .logo-icon{width:28px;height:28px;}
  .logo-block .logo-word{font-size:1rem;}
}

/* ================================================================
   UNDERSIDER - livlig redesign av kort-sider/guide-artikler/verktøysider
   (2026-07-29). Forsiden (index.html) bruker sitt eget, låste inline
   <style>-oppsett og rører ingen av klassene under.
   ================================================================ */

/* ===== Mørk kontrast-seksjon - samme grep som forsidens "Hva koster et
   kredittkort"-kalkulator: en mørk, avrundet PANEL inni en lys seksjon, ikke
   hele seksjonen gjort mørk. Bruk: <div class="guide-seksjon bg-dark"><div
   class="wrap guide-inner">...</div></div> - selve innholdet (h2/p/strong/
   lenker/faktaboks/detalj-liste/sitat) trenger ingen egne klasser, kun denne
   ene modifikatoren på ytre seksjon. Gi hver underside maks én-to slike, som
   et pusterom mellom de lyse seksjonene - ikke bruk den på hver seksjon. ===== */
.guide-seksjon.bg-dark{background:var(--surface-alt)}
.guide-seksjon.bg-dark .guide-inner{background:var(--ink);border-radius:var(--radius-xl);padding:clamp(2rem,4.5vw,3rem) clamp(1.6rem,4vw,2.6rem);box-shadow:var(--sk-3)}
.guide-seksjon.bg-dark .guide-inner h2{color:#fff}
.guide-seksjon.bg-dark .guide-inner h2::before{background:linear-gradient(180deg,var(--brand),#7FE0B8)}
.guide-seksjon.bg-dark .guide-inner p{color:#B9C7D4}
.guide-seksjon.bg-dark .mini-toggle-resultat p{color:var(--ink-soft)}
.guide-seksjon.bg-dark .stepper-steg p{color:#B9C7D4}
.guide-seksjon.bg-dark .stepper-steg.stepper-mal p{color:var(--brand-ink)}
.guide-seksjon.bg-dark .guide-inner strong{color:#fff}
.guide-seksjon.bg-dark .guide-inner a{color:#7FE0B8;text-decoration-color:rgba(0,195,137,.45)}
.guide-seksjon.bg-dark .guide-inner a:hover{color:#fff}
.guide-seksjon.bg-dark .guide-sitat{border-left-color:var(--brand)}
.guide-seksjon.bg-dark .guide-sitat p{color:#fff}
.guide-seksjon.bg-dark .guide-sitat-navn{color:var(--brand)}
.guide-seksjon.bg-dark .guide-sitat-navn span{color:#8FA0AE}
.guide-seksjon.bg-dark .detalj-panel{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14);box-shadow:none}
.guide-seksjon.bg-dark .detalj-rad{border-bottom-color:rgba(255,255,255,.12)}
.guide-seksjon.bg-dark .detalj-rad .dl{color:#8FA0AE}
.guide-seksjon.bg-dark .detalj-rad .dv{color:#fff}
.guide-seksjon.bg-dark .detalj-eks{color:#8FA0AE}
.guide-seksjon.bg-dark .faktaboks{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14)}
.guide-seksjon.bg-dark .faktaboks.faktaboks-liste.tema-gronn,
.guide-seksjon.bg-dark .faktaboks.faktaboks-liste.tema-steel{background:rgba(255,255,255,.06)}
.guide-seksjon.bg-dark .faktaboks-tekst,.guide-seksjon.bg-dark .faktaboks-titel,.guide-seksjon.bg-dark .faktaboks-liste li{color:#B9C7D4}
.guide-seksjon.bg-dark .faktaboks-titel{color:#fff}
.guide-seksjon.bg-dark .faktaboks-tekst b{color:#fff}
.guide-seksjon.bg-dark .kort-spec-hero .kort-spec{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14)}
.guide-seksjon.bg-dark .kort-spec-hero .kort-spec span{color:#8FA0AE}
.guide-seksjon.bg-dark .kilde-liste li{color:var(--ink-soft)}
@media(max-width:480px){.guide-seksjon.bg-dark .guide-inner{border-radius:var(--radius-lg)}}

/* ===== Brødsmulesti - erstatter en rå <p> med inline lenkestiler ===== */
.brodsmule{display:flex;flex-wrap:wrap;align-items:center;gap:.4rem;font-family:'Inter',sans-serif;font-size:.84rem;color:var(--ink-faint);margin-bottom:1.3rem}
.brodsmule a{color:#1A3A5C;font-weight:600;text-decoration:underline;text-decoration-color:#00B377;text-underline-offset:2px}
.brodsmule a:hover{color:var(--ink)}
.brodsmule span.na{color:var(--ink-faint)}
.guide-hovedtittel .brodsmule{justify-content:center}
@media(max-width:400px){.brodsmule span.na{display:inline-block;max-width:60vw;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;vertical-align:bottom}}

/* ===== Kort-side-hero - plate + tittel + spec-rad, samlet i én gjenbrukbar
   klasse for de 50 kort-sidene (i stedet for rå inline flex-styling per side) ===== */
.kortside-hero{display:flex;gap:2.2rem;flex-wrap:wrap;align-items:center;margin-bottom:2rem;overflow-x:hidden}
.kortside-plate-wrap{flex-shrink:0;position:relative}
.kortside-plate-wrap .kort-fallback{position:relative;width:250px;height:158px;border-radius:16px;box-shadow:var(--sk-3);transition:transform .3s cubic-bezier(.34,1.56,.64,1),box-shadow .3s}
.kortside-plate-wrap .kort-fallback .kort-plate-chip{display:block;position:absolute;top:1.15rem;left:1.2rem;width:34px;height:24px;border-radius:5px;background:rgba(255,255,255,.4)}
.kortside-plate-wrap:hover .kort-fallback{transform:rotate(-2deg) scale(1.03);box-shadow:var(--sk-3),0 0 0 1px rgba(255,255,255,.06)}
.kortside-plate-wrap:hover .kort-fallback::after{transform:translateX(8px) translateY(-5px)}
.kortside-info{flex:1 1 320px;min-width:260px}
.kortside-info h1{margin-bottom:.6rem}
.kortside-info .lead{color:var(--ink-soft);margin-bottom:1.2rem;font-size:1.02rem;line-height:1.65}
.kort-provisjon-info{margin:.6rem 0 0;font-size:.78rem;color:var(--ink-faint)}
.kortside-byline{margin:1.6rem 0 0}
@media(prefers-reduced-motion:reduce){.kortside-plate-wrap .kort-fallback,.kortside-plate-wrap:hover .kort-fallback{transition:none;transform:none}}
@media(max-width:640px){
  .kortside-hero{gap:1.5rem}
  .kortside-plate-wrap{width:100%;display:flex;justify-content:center}
  .kortside-plate-wrap .kort-fallback{width:100%;max-width:280px;height:auto;aspect-ratio:1.586/1}
}

/* ===== Kortside-foto-stage - ekte kortbilde presentert på en myk, opplyst
   "monter" (i stedet for en flat fargeplate), for de kort-sidene som har et
   ekte produktbilde. Håndterer både portrett- og landskapsbilder likt via
   object-fit:contain, med en fargeaura bak som matcher bankens platefarge
   og en bakkeskygge under for et svevende, premium inntrykk. ===== */
.kortside-plate-stage{--stage-aura:var(--graphite);position:relative;width:272px;aspect-ratio:5/4;display:flex;align-items:center;justify-content:center;isolation:isolate;transition:transform .35s cubic-bezier(.34,1.56,.64,1)}
.kortside-plate-stage::before{content:"";position:absolute;inset:-18px;z-index:-2;border-radius:50%;background:radial-gradient(closest-side,var(--stage-aura),transparent 72%);opacity:.4;filter:blur(2px)}
.kortside-plate-stage::after{content:"";position:absolute;left:10%;right:10%;bottom:-14px;height:22px;z-index:-1;border-radius:50%;background:radial-gradient(closest-side,rgba(15,27,43,.28),transparent 75%);filter:blur(3px)}
.kortside-plate-stage .kortside-plate-foto{width:100%;height:100%;object-fit:contain;display:block;border-radius:16px;box-shadow:0 10px 22px rgba(15,27,43,.22)}
.kort-plate-illus{width:100%;height:100%;border-radius:16px;position:relative;display:flex;flex-direction:column;justify-content:space-between;padding:1.2rem 1.3rem;box-shadow:0 10px 22px rgba(15,27,43,.22);background:linear-gradient(135deg,rgba(255,255,255,.18),transparent 45%),linear-gradient(155deg,var(--stage-aura),rgba(0,0,0,.32));overflow:hidden}
.kort-plate-illus-chip{width:36px;height:26px;border-radius:5px;background:linear-gradient(135deg,#f4e4b0,#c9a227);position:relative;z-index:1;box-shadow:inset 0 0 0 1px rgba(0,0,0,.15)}
.kort-plate-illus-bunn{position:relative;z-index:1;display:flex;flex-direction:column;gap:.35rem}
.kort-plate-illus-navn{font-family:'Sora',sans-serif;font-weight:800;font-size:1.1rem;color:#fff;letter-spacing:-.01em;line-height:1.25}
.kort-plate-illus-nettverk{align-self:flex-end;font-family:'Inter',sans-serif;font-weight:700;font-size:.72rem;color:rgba(255,255,255,.85);text-transform:uppercase;letter-spacing:.06em}
.kortside-plate-wrap:hover .kortside-plate-stage{transform:translateY(-4px) rotate(-1.2deg)}
.kortside-plate-stage.kort-plate-graphite{--stage-aura:var(--graphite)}
.kortside-plate-stage.kort-plate-steel{--stage-aura:var(--steel)}
.kortside-plate-stage.kort-plate-navy{--stage-aura:#2f5490}
.kortside-plate-stage.kort-plate-red{--stage-aura:#c81e2c}
.kortside-plate-stage.kort-plate-green{--stage-aura:#1a6b4d}
.kortside-plate-stage.kort-plate-teal{--stage-aura:#146b73}
.kortside-plate-stage.kort-plate-gold{--stage-aura:#C9A227}
@media(prefers-reduced-motion:reduce){.kortside-plate-stage,.kortside-plate-wrap:hover .kortside-plate-stage{transition:none;transform:none}}
@media(max-width:640px){
  .kortside-plate-stage{width:100%;max-width:280px}
}

/* ================================================================
   NYE VISUELLE/INTERAKTIVE KOMPONENTER - prototyprunde 2026-07-30
   Mål: gjøre om tekst til noe leseren kan skanne/leke med, samme
   formspråk (kort, skygge, hover-løft, avrundede hjørner) som resten
   av siden og forsidens .calc-gauge/.kalk-gauge-mønster.
   Brukt foreløpig kun på: bank-norwegian-kredittkort, hvordan-fungerer-
   et-kredittkort, om-oss. ================================================================ */

/* ----- Rente-meter: plasserer denne effektive renten på en skala mot
   billigst/dyrest kort i hele testen (19,4 %-38,3 %). Samme grønn-til-rød
   gauge-formel som forsidens kalkulator, så det kjennes igjen. ----- */
.rente-meter{margin-top:1.5rem;padding:1.3rem 1.4rem 1.5rem;background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);box-shadow:var(--sk-1)}
.rente-meter-topp{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:.5rem 1rem;margin-bottom:.8rem}
.rente-meter-tit{font-family:'Inter',sans-serif;font-weight:700;font-size:.86rem;color:var(--ink)}
.rente-meter-verdi{font-family:'Inter',sans-serif;font-weight:700;font-size:1.3rem;color:var(--ink);letter-spacing:-.01em}
.rente-meter-skala{position:relative;height:10px;border-radius:99px;background:linear-gradient(90deg,#00C389,#E8A33D 45%,#C7622A 72%,#B23B2E)}
.rente-meter-dot{position:absolute;top:50%;width:18px;height:18px;border-radius:50%;background:#fff;border:3px solid var(--ink);transform:translate(-50%,-50%);box-shadow:0 2px 8px rgba(15,27,43,.35);transition:left .5s cubic-bezier(.22,.61,.36,1)}
.rente-meter-lbl{display:flex;justify-content:space-between;font-family:'Inter',sans-serif;font-size:.7rem;font-weight:600;color:var(--ink-faint);margin-top:.55rem}
.rente-meter-tekst{font-size:.86rem;color:var(--ink-soft);margin:.85rem 0 0;line-height:1.55}
.guide-seksjon.bg-dark .rente-meter{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14);box-shadow:none}
.guide-seksjon.bg-dark .rente-meter-tit,.guide-seksjon.bg-dark .rente-meter-verdi{color:#fff}
.guide-seksjon.bg-dark .rente-meter-lbl{color:#8FA0AE}
.guide-seksjon.bg-dark .rente-meter-tekst{color:#B9C7D4}
@media(prefers-reduced-motion:reduce){.rente-meter-dot{transition:none}}

/* ----- Balanse-meter: gjør fordeler-mot-ulemper-antallet i faktaboks-listene
   om til en skanbar proporsjonal bar, ved siden av (ikke i stedet for) den
   vanlige to-kolonners listen. ----- */
.balanse-meter{max-width:440px;margin:0 auto 1.8rem}
.balanse-meter-bar{display:flex;height:14px;border-radius:99px;overflow:hidden;background:var(--border);box-shadow:inset 0 1px 3px rgba(15,27,43,.1)}
.balanse-meter-seg{display:block;min-width:8%}
.balanse-meter-pluss{background:linear-gradient(90deg,#00C389,#00A472)}
.balanse-meter-minus{background:linear-gradient(90deg,#E8A33D,#C7622A)}
.balanse-meter-lbl{display:flex;justify-content:space-between;margin-top:.6rem;font-family:'Inter',sans-serif;font-size:.82rem;font-weight:600;color:var(--ink-soft)}
.balanse-meter-lbl b{color:var(--ink);font-size:1.05rem;margin-right:.3rem}

/* ----- Stepper: vertikal steg-tidslinje (alltid én kolonne, uansett
   bredde) i stedet for at et helt steg-forløp bare star som brødtekst.
   Forrige versjon la stegene i en rad med piler mellom, men når antallet
   steg ikke gikk opp i antallet som fikk plass per rad, brakk siste
   steg til ny linje mens pilen foran fortsatt pekte rett til høyre - så
   ut som en feil (pil mot tomrom). Løsning: dropp radlayout og bruk kun
   én kolonne uansett bredde, så det aldri finnes en "neste rad" å peke
   feil mot. Pilen (→) gjenbrukes som samme unicode-tegn, bare rotert
   nitti grader så den peker ned mot steget under - ingen HTML-endring
   nødvendig. Gjenbruker samme hover-løft/skygge-oppskrift som
   faktaboks/rente-kort. ----- */
/* ===== Stepper — redesign 2026-08-12 =====
   Fra ensartede hvite bokser med små piler til en redaksjonell tidslinje:
   hvert tall er en node på en tynn loddrett, brand-tonet linje (via
   .stepper-pil, som nå er en usynlig-tekst koblingssegment), og selve
   stegene er lette/uten boks slik at rytmen ikke gjentar seg. Kun siste
   steg (.stepper-mal, «resultatet») får et eget løftet kort med større
   tallsirkel og glød, så rekkefølgen bygger seg synlig opp mot payoffen. */
.stepper{display:flex;flex-direction:column;margin:2rem 0 2.2rem;position:relative}
.stepper-steg{width:100%;background:transparent;border:none;border-radius:0;padding:0;text-align:left;display:grid;grid-template-columns:44px 1fr;column-gap:1.1rem;align-items:start;box-shadow:none;transition:transform .25s cubic-bezier(.22,.61,.36,1)}
.stepper-steg:hover{transform:translateX(5px)}
.stepper-steg:hover .stepper-tall{transform:scale(1.08)}
.stepper-tall{width:44px;height:44px;border-radius:50%;background:linear-gradient(145deg,var(--ink) 10%,var(--brand-dark) 140%);color:#fff;font-family:'Sora',sans-serif;font-weight:700;font-size:1rem;display:flex;align-items:center;justify-content:center;flex-shrink:0;position:relative;z-index:1;box-shadow:0 3px 10px rgba(15,27,43,.22);transition:transform .3s cubic-bezier(.34,1.56,.64,1)}
.stepper-steg p{font-size:.94rem;color:var(--ink-soft);line-height:1.55;margin:0;text-align:left;padding-top:.5rem}
.stepper-steg.stepper-mal{background:linear-gradient(135deg,#EFFCF6,#DCF3E7);border:1px solid rgba(0,164,114,.3);border-radius:var(--r-lg);padding:1.15rem 1.3rem;box-shadow:0 12px 28px -10px rgba(0,164,114,.32);margin-top:.4rem;column-gap:1.2rem}
.stepper-steg.stepper-mal p{padding-top:.35rem;font-weight:600;color:var(--brand-ink);font-size:.97rem}
.stepper-steg.stepper-mal .stepper-tall{width:52px;height:52px;font-size:1.15rem;background:linear-gradient(145deg,var(--brand),var(--brand-dark));box-shadow:0 0 0 6px rgba(0,195,137,.14),0 10px 22px -6px rgba(0,164,114,.5)}
.stepper-steg.stepper-mal:hover{transform:translateY(-3px)}
.stepper-steg.stepper-mal:hover .stepper-tall{transform:scale(1.05)}
.stepper-pil{display:flex;width:44px;height:1.7rem;justify-content:center;align-items:center;margin:0;position:relative;flex-shrink:0;font-size:0;color:transparent}
.stepper-pil::before{content:"";position:absolute;top:0;bottom:0;left:50%;width:2px;transform:translateX(-50%);background:linear-gradient(to bottom,rgba(0,164,114,.08),rgba(0,164,114,.42) 30%,rgba(0,164,114,.42) 70%,rgba(0,164,114,.08))}
@media(prefers-reduced-motion:reduce){.stepper-steg,.stepper-tall{transition:none}}

/* ----- Mini-toggle: to knapper som bytter mellom to utfall - konkret
   "leke seg"-interaktivitet der teksten allerede beskriver to scenarioer
   (f.eks. betale alt vs. betale delvis). Sitatene er identiske med
   brødteksten rett over/under, bare presentert om igjen som et valgbart
   resultat i stedet for bare å stå i avsnittet. ----- */
.mini-toggle{margin:1.6rem 0 1.8rem;max-width:640px}
.mini-toggle-knapper{display:flex;gap:.6rem;flex-wrap:wrap;margin-bottom:1rem}
.mini-toggle-btn{font-family:'Inter',sans-serif;font-weight:700;font-size:.86rem;color:var(--ink-soft);background:var(--paper);border:1.5px solid var(--border-2);border-radius:999px;padding:.7rem 1.2rem;cursor:pointer;transition:.2s}
.mini-toggle-btn:hover{border-color:var(--ink)}
.mini-toggle-btn.aktiv{background:var(--ink);color:#fff;border-color:var(--ink)}
.mini-toggle-resultat{display:none;align-items:flex-start;gap:.9rem;background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);padding:1.1rem 1.3rem;box-shadow:var(--sk-1);animation:mt-inn .3s ease}
.mini-toggle-resultat.vis{display:flex}
@keyframes mt-inn{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}
.mini-toggle-ikon{flex-shrink:0;width:34px;height:34px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Inter',sans-serif;font-weight:700;font-size:1rem;color:#fff}
.mini-toggle-ikon-ok{background:#00C389}
.mini-toggle-ikon-varsel{background:#C7622A}
.mini-toggle-resultat p{margin:0;font-size:.92rem;color:var(--ink-soft);line-height:1.55}

/* ===================================================================
   KONTAKTSIDEN - egen visuell mal, kun brukt av /kontakt/index.html.
   Alt her har prefiks "kside-" (Kontakt-SIDE) for å garantere at det
   aldri kolliderer med de eldre .kontakt-grid/.kontakt-kort-klassene
   som fortsatt brukes av 404.html. Rør ikke disse klassene på andre
   sider. ================================================================= */

.kside-hero{position:relative;padding:clamp(3rem,7vw,5.5rem) 0 clamp(2.6rem,5vw,3.6rem);overflow:hidden;background:var(--navy);margin-top:-93px;padding-top:calc(clamp(3rem,7vw,5.5rem) + 93px)}
.kside-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 18% 15%,rgba(0,195,137,.28),transparent 55%),radial-gradient(circle at 85% 85%,rgba(29,78,216,.22),transparent 50%);pointer-events:none}
.kside-hero-grid{position:relative;max-width:1180px;margin:0 auto;padding:0 1.5rem;display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(2rem,4vw,3.4rem);align-items:center}
.kside-hero .eyebrow{color:#8CF2C7}
.kside-hero h1{font-family:'Sora',Georgia,serif;font-weight:600;font-size:clamp(2.1rem,4.4vw,3rem);line-height:1.12;margin:.7rem 0 1rem;text-wrap:balance;color:#fff}
.kside-hero-lead{font-size:clamp(1rem,1.6vw,1.12rem);color:rgba(255,255,255,.78);max-width:520px;margin-bottom:1.6rem}

.kside-svar-badge{display:inline-flex;align-items:center;gap:.75rem;background:#fff;border:1px solid var(--border-2);border-radius:var(--radius-pill);padding:.6rem 1.2rem .6rem .7rem;box-shadow:var(--sk-1)}
.kside-svar-ikon{flex-shrink:0;width:42px;height:42px;border-radius:50%;background:rgba(0,195,137,.12);display:flex;align-items:center;justify-content:center}
.kside-svar-ikon svg{width:20px;height:20px;stroke:var(--brand-dark);fill:none;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}
.kside-svar-txt{display:flex;flex-direction:column;gap:.15rem}
.kside-svar-tall{font-family:'Inter',sans-serif;font-weight:800;font-size:1.05rem;color:var(--ink);letter-spacing:-.01em}
.kside-svar-lbl{font-size:.82rem;color:var(--ink-soft);max-width:340px;line-height:1.4}

.kside-vei-liste{display:flex;flex-direction:column;gap:1rem}
.kside-vei-kort{position:relative;display:flex;align-items:center;gap:1rem;background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);padding:1.2rem 1.3rem;text-decoration:none;color:var(--ink);box-shadow:var(--sk-1);transition:transform .25s cubic-bezier(.22,.61,.36,1),box-shadow .25s}
.kside-vei-kort:hover{transform:translateY(-4px);box-shadow:var(--sk-2)}
.kside-vei-tag{position:absolute;top:-11px;left:1.1rem;font-family:'Inter',sans-serif;font-weight:700;font-size:.64rem;letter-spacing:.06em;text-transform:uppercase;color:#fff;background:var(--accent);padding:.28rem .65rem;border-radius:999px}
.kside-vei-kort.kside-vei-personlig .kside-vei-tag{background:var(--brand-dark)}
.kside-vei-ikon{flex-shrink:0;width:46px;height:46px;border-radius:50%;background:var(--gold-pale);display:flex;align-items:center;justify-content:center}
.kside-vei-kort.kside-vei-personlig .kside-vei-ikon{background:rgba(0,195,137,.14)}
.kside-vei-ikon svg{width:21px;height:21px;stroke:var(--steel-dark);fill:none;stroke-width:2.1;stroke-linecap:round;stroke-linejoin:round}
.kside-vei-kort.kside-vei-personlig .kside-vei-ikon svg{stroke:var(--brand-dark)}
.kside-vei-txt{display:flex;flex-direction:column;gap:.15rem;min-width:0;flex:1}
.kside-vei-txt b{font-family:'Inter',sans-serif;font-weight:700;font-size:.96rem;color:var(--ink);line-height:1.25}
.kside-vei-txt span{font-size:.82rem;color:var(--ink-soft)}
.kside-vei-pil{flex-shrink:0;width:18px;height:18px;stroke:var(--ink-faint);fill:none;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round;transition:transform .25s}
.kside-vei-kort:hover .kside-vei-pil{transform:translateX(4px);stroke:var(--ink)}

.kside-section{padding:clamp(2.6rem,5vw,4rem) 0;background:linear-gradient(to bottom, var(--surface-alt) 0, var(--surface-alt-2) 56px, var(--surface-alt-2) 100%)}
#finn-kort-direkte{padding:1.4rem 0}
.kside-section.kside-alt{background:linear-gradient(to bottom, var(--surface-alt-2) 0, var(--surface-alt) 56px, var(--surface-alt) 100%)}
.kside-section .wrap>h2{font-family:'Inter',sans-serif;font-size:clamp(1.4rem,2.4vw,1.75rem);font-weight:700;color:var(--ink);margin-bottom:1.5rem;display:flex;align-items:center;gap:.65rem}
.kside-section .wrap>h2::before{content:"";width:5px;align-self:stretch;flex-shrink:0;background:linear-gradient(180deg,var(--gold),var(--gold-light));border-radius:99px}

.kside-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.6rem;align-items:stretch;margin-bottom:1.5rem}
.kside-gruppe{display:flex;flex-direction:column;gap:.9rem}
.kside-gruppe-tag{font-family:'Inter',sans-serif;font-weight:700;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--steel-dark)}

.kside-kort{display:flex;align-items:center;gap:.9rem;background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);padding:1.05rem 1.2rem;box-shadow:var(--sk-1);transition:transform .25s cubic-bezier(.22,.61,.36,1),box-shadow .25s}
.kside-kort:hover{transform:translateY(-3px);box-shadow:var(--sk-2)}
.kside-kort-ikon{width:42px;height:42px;border-radius:50%;background:rgba(30,64,175,.1);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.kside-kort-ikon svg{width:19px;height:19px;stroke:var(--steel-dark);fill:none;stroke-width:2.1;stroke-linecap:round;stroke-linejoin:round}
.kside-kort-txt{display:flex;flex-direction:column;gap:.15rem;min-width:0;flex:1}
.kside-kort-lbl{font-family:'Inter',sans-serif;font-size:.76rem;color:var(--ink-faint)}
.kside-kort-verdi{font-family:'Inter',sans-serif;font-weight:700;font-size:.92rem;color:var(--ink);text-decoration:none;word-break:break-word;line-height:1.35}
.kside-kort-verdi:hover{color:var(--steel-dark)}

.kside-person{position:relative;overflow:hidden;display:flex;flex-direction:column;gap:1.2rem;background:linear-gradient(155deg,var(--navy) 0%,var(--navy-light) 100%);border:none;border-radius:var(--r-lg);padding:1.5rem 1.5rem 1.6rem;box-shadow:0 24px 48px -22px rgba(15,27,43,.55);height:100%}
.kside-person::before{content:"";position:absolute;top:-40%;right:-25%;width:70%;height:140%;background:radial-gradient(closest-side,rgba(0,195,137,.32),transparent 72%);pointer-events:none}
.kside-person::after{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--brand),var(--brand-dark) 60%,transparent)}
.kside-person-topp{position:relative;display:flex;align-items:center;gap:1rem}
.kside-person-foto-wrap{position:relative;flex-shrink:0}
.kside-person-topp img{width:58px;height:58px;border-radius:50%;object-fit:cover;border:2.5px solid rgba(0,195,137,.55);display:block}
.kside-person-online{position:absolute;bottom:0;right:0;width:15px;height:15px;border-radius:50%;background:var(--brand);border:2.5px solid var(--navy);box-shadow:0 0 0 2px rgba(0,195,137,.3)}
.kside-person-badge{display:inline-flex;align-items:center;gap:.35rem;font-family:'Inter',sans-serif;font-weight:700;font-size:.66rem;letter-spacing:.08em;text-transform:uppercase;color:#8CF2C7;margin-bottom:.3rem}
.kside-person-badge::before{content:"";width:5px;height:5px;border-radius:50%;background:#8CF2C7}
.kside-person-navn{display:block;font-family:'Sora',Georgia,serif;font-weight:600;font-size:1.05rem;color:#fff}
.kside-person-rolle{display:block;font-size:.8rem;color:rgba(255,255,255,.62);font-weight:500;margin-top:.1rem}
.kside-person-rader{position:relative;display:flex;flex-direction:column;gap:.6rem}
.kside-person-rad{display:flex;align-items:center;gap:.8rem;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:var(--r);padding:.75rem .9rem;backdrop-filter:blur(2px);transition:background .18s ease,border-color .18s ease}
.kside-person-rad:hover{background:rgba(255,255,255,.13);border-color:rgba(255,255,255,.24)}
.kside-person-rad svg{width:17px;height:17px;stroke:var(--brand);fill:none;stroke-width:2.1;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}
.kside-person-rad a{flex:1;min-width:0;font-family:'Inter',sans-serif;font-weight:700;font-size:.94rem;color:#fff;text-decoration:none;word-break:break-word;letter-spacing:.01em}
.kside-person-rad a:hover{color:#8CF2C7}
.kside-person .kside-copy-btn{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.2)}
.kside-person .kside-copy-btn svg{stroke:rgba(255,255,255,.85)}
.kside-person .kside-copy-btn:hover{background:rgba(255,255,255,.18);border-color:rgba(255,255,255,.32)}

.kside-copy-btn{position:relative;display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:50%;background:var(--bg);border:1px solid var(--border-2);cursor:pointer;padding:0;flex-shrink:0;transition:background-color .18s ease,border-color .18s ease,transform .18s ease}
.kside-copy-btn:hover{background:#fff;border-color:var(--steel-dark);transform:translateY(-1px)}
.kside-copy-btn svg{width:14px;height:14px;stroke:var(--ink-soft);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;pointer-events:none}
.kside-copy-btn.copied{background:var(--brand);border-color:var(--brand)}
.kside-copy-btn.copied svg{stroke:#fff}
.kside-copy-tip{position:absolute;bottom:calc(100% + 8px);left:50%;transform:translateX(-50%) translateY(4px);background:var(--ink);color:#fff;font-size:.68rem;font-weight:700;padding:4px 9px;border-radius:999px;white-space:nowrap;opacity:0;pointer-events:none;transition:opacity .18s ease,transform .18s ease;z-index:2}
.kside-copy-btn.copied .kside-copy-tip{opacity:1;transform:translateX(-50%) translateY(0)}

.kside-adresse{color:var(--ink-soft);font-size:.9rem;margin-top:1.2rem}

.kside-fast{position:relative;overflow:hidden;display:flex;align-items:center;gap:1.7rem;background:linear-gradient(135deg,var(--brand) 0%,var(--brand-dark) 100%);border:none;border-radius:var(--r-lg);padding:2.1rem 2.3rem;box-shadow:0 24px 48px -20px rgba(0,163,114,.5)}
.kside-fast::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 88% 15%,rgba(255,255,255,.22),transparent 55%),radial-gradient(circle at 6% 92%,rgba(4,48,31,.28),transparent 50%);pointer-events:none}
.kside-fast-ikon{position:relative;flex-shrink:0;width:64px;height:64px;border-radius:50%;background:rgba(255,255,255,.16);display:flex;align-items:center;justify-content:center}
.kside-fast-ikon svg{width:28px;height:28px;stroke:#fff;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.kside-fast-txt{position:relative;flex:1;min-width:0}
.kside-fast-txt h2{font-family:'Sora',sans-serif;font-size:clamp(1.25rem,2.2vw,1.55rem);font-weight:700;color:#fff;margin:0 0 .6rem}
.kside-fast-txt p{color:rgba(255,255,255,.9);font-size:.97rem;line-height:1.55;margin:0;max-width:48ch}
.kside-fast-knapper{position:relative;flex-shrink:0;display:flex;flex-direction:column;align-items:flex-start;gap:.9rem;padding-left:1.4rem;border-left:1px solid rgba(255,255,255,.22)}
.btn-fast-primary{background:#fff;color:var(--brand-ink);white-space:nowrap}
.btn-fast-primary:hover{background:var(--ink);color:#fff;transform:translateY(-2px);box-shadow:0 14px 26px -10px rgba(0,0,0,.35)}
.btn-fast-primary svg{transition:transform .2s ease}
.btn-fast-primary:hover svg{transform:translateX(3px)}
.kside-fast-link{color:#fff;font-weight:700;font-size:.92rem;text-decoration:underline;text-decoration-color:rgba(255,255,255,.5);text-underline-offset:3px;white-space:nowrap}
.kside-fast-link:hover{text-decoration-color:#fff}

@media(max-width:900px){
  .kside-hero-grid{grid-template-columns:1fr}
  .kside-grid{grid-template-columns:1fr}
  .kside-fast{flex-direction:column;text-align:center}
  .kside-fast-knapper{align-items:center;border-left:none;padding-left:0;border-top:1px solid rgba(255,255,255,.22);padding-top:1.2rem;width:100%}
  .kside-fast-txt p{max-width:none}
}
@media(max-width:600px){
  .kside-svar-badge{width:100%}
  .kside-vei-kort{padding:1.1rem 1.1rem}
  .kside-fast{padding:1.4rem 1.2rem}
  .kside-copy-btn{width:40px;height:40px}
  .kside-copy-btn svg{width:16px;height:16px}
}
@media(prefers-reduced-motion:reduce){
  .kside-vei-kort,.kside-vei-pil,.kside-kort,.kside-copy-btn{transition:none}
}
@media(prefers-reduced-motion:reduce){.mini-toggle-resultat{animation:none}}

/* ===================================================================
   OM OSS-SIDEN - egen visuell mal, kun brukt av /om-oss/index.html.
   Alt her har prefiks "omoss-" for å garantere at det aldri kolliderer
   med guide-artikkel-malen (.guide-seksjon/.guide-toc) eller noe annet
   på siden. Rører ALDRI .guide-forfatter-linje/.gfl-* (delt komponent).
   =================================================================== */
.omoss-hero{position:relative;overflow:hidden;padding:clamp(2.5rem,5vw,4rem) 1.5rem clamp(2.2rem,4.5vw,3.2rem);background:var(--navy);margin-top:-93px;padding-top:calc(clamp(2.5rem,5vw,4rem) + 93px)}
.omoss-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 18% 15%,rgba(0,195,137,.28),transparent 55%),radial-gradient(circle at 85% 85%,rgba(29,78,216,.22),transparent 50%);pointer-events:none}
.omoss-hero-grid{position:relative;max-width:1180px;margin:0 auto;display:grid;grid-template-columns:1.25fr 1fr;gap:clamp(1.6rem,4vw,3rem);align-items:center}
.omoss-hero .eyebrow{color:#8CF2C7}
.omoss-h1{font-size:clamp(2rem,4.4vw,2.9rem);margin:.6rem 0 1.1rem;overflow-wrap:normal;word-break:normal;color:#fff}
.omoss-lede{font-size:1.06rem;line-height:1.65;max-width:58ch;color:rgba(255,255,255,.78)}
.omoss-badgerad{display:flex;flex-wrap:wrap;gap:1.3rem;margin-top:1.6rem}
.omoss-badge{display:inline-flex;align-items:center;gap:.5rem;font-family:'Inter',sans-serif;font-size:.82rem;font-weight:600;color:#fff}
.omoss-badge svg{width:16px;height:16px;stroke:var(--brand);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}
.omoss-hero-card{background:#fff;color:var(--ink);border-radius:var(--radius-xl);padding:clamp(1.6rem,3vw,2.2rem);position:relative;overflow:hidden;box-shadow:0 30px 60px -20px rgba(0,0,0,.4)}
.omoss-hero-card::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 12% 8%,rgba(0,195,137,.12),transparent 55%);pointer-events:none}
.omoss-hero-card-tag{display:block;font-family:'Inter',sans-serif;font-size:.68rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--brand-text);margin-bottom:.6rem;position:relative}
.omoss-hero-card-navn{display:block;font-family:'Sora',sans-serif;font-size:1.3rem;font-weight:700;margin-bottom:1.2rem;position:relative;color:var(--ink)}
.omoss-hero-card-liste{display:flex;flex-direction:column;gap:.9rem;position:relative}
.omoss-hero-card-liste li{display:flex;gap:.7rem;align-items:flex-start;font-family:'Inter',sans-serif;font-size:.86rem;line-height:1.45;color:var(--ink-soft)}
.omoss-hero-card-liste svg{width:17px;height:17px;stroke:var(--brand-dark);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0;margin-top:.15rem}
.omoss-hero-card-liste a{color:var(--ink);text-decoration:underline;text-decoration-color:var(--brand);text-underline-offset:2px;font-weight:600}
.omoss-hero-card-liste a:hover{color:var(--brand-text)}

.omoss-pillnav{padding:1.2rem 0 0;background:var(--surface-alt)}
.omoss-pillnav-row{display:flex;flex-wrap:wrap;justify-content:center;gap:.6rem;padding:.2rem 0 1.2rem}
.omoss-pillnav-row::-webkit-scrollbar{display:none}
.omoss-pillnav-row a{flex:0 0 auto;display:inline-flex;align-items:center;white-space:nowrap;font-family:'Inter',sans-serif;font-weight:600;font-size:.82rem;color:var(--ink-soft);background:#fff;border:1px solid var(--border-2);border-radius:var(--radius-pill);padding:.6rem 1.1rem;transition:.2s}
.omoss-pillnav-row a:hover{color:#fff;background:var(--brand-dark);border-color:var(--brand-dark);transform:translateY(-2px)}

.omoss-section{padding:clamp(2.4rem,5vw,3.6rem) 0;background:var(--surface-alt)}
.omoss-section.bg-hvit{background:linear-gradient(to bottom, var(--surface-alt) 0, var(--surface-alt-2) 56px, var(--surface-alt-2) 100%)}
.omoss-section.bg-hvit + .omoss-section:not(.bg-hvit){background:linear-gradient(to bottom, var(--surface-alt-2) 0, var(--surface-alt) 56px, var(--surface-alt) 100%)}
.omoss-inner{max-width:820px;margin:0 auto}
.omoss-section-head{display:flex;align-items:flex-start;gap:1rem;margin-bottom:1.2rem}
.omoss-idx{font-family:'Sora',sans-serif;font-weight:800;font-size:clamp(2rem,4.6vw,2.9rem);line-height:1;color:var(--brand-dark);opacity:.24;flex-shrink:0}
.omoss-section-head h2{margin:0}
.omoss-section p{margin-bottom:1.05rem}
.omoss-section p:last-child{margin-bottom:0}
.omoss-section p a{color:var(--gold-dark);font-weight:600;text-decoration:underline;text-decoration-color:var(--gold-light);text-underline-offset:2px}

.omoss-pillars{display:grid;grid-template-columns:repeat(2,1fr);gap:1.1rem;margin:0 0 1.5rem}
.omoss-pillar{position:relative;overflow:hidden;background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:1.7rem 1.6rem;box-shadow:var(--sk-1);transition:transform .25s cubic-bezier(.22,.61,.36,1),box-shadow .25s ease,border-color .25s ease}
.omoss-pillar::before{content:"";position:absolute;top:-46px;right:-46px;width:120px;height:120px;border-radius:50%;background:radial-gradient(circle,rgba(0,195,137,.14),transparent 70%);pointer-events:none}
.omoss-pillar:hover{transform:translateY(-5px);box-shadow:var(--sk-2);border-color:var(--border-2)}
.omoss-pillar-icon{position:relative;z-index:1;display:flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:16px;background:linear-gradient(135deg,var(--brand) 0%,var(--brand-dark) 100%);margin-bottom:1.1rem;box-shadow:0 10px 20px -9px rgba(0,163,114,.45);transition:transform .25s cubic-bezier(.22,.61,.36,1)}
.omoss-pillar:hover .omoss-pillar-icon{transform:scale(1.06) rotate(-3deg)}
.omoss-pillar-icon svg{width:24px;height:24px;stroke:#fff;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.omoss-pillar h3{position:relative;z-index:1;font-family:'Sora',sans-serif;font-weight:700;font-size:1.05rem;color:var(--ink);margin-bottom:.55rem}
.omoss-pillar p{position:relative;z-index:1;font-size:.9rem;color:var(--ink-soft);margin:0!important;line-height:1.55}
.omoss-pillar p strong{color:var(--ink)}

.omoss-tjener{background:var(--ink);border-radius:var(--radius-xl);padding:clamp(2rem,4.5vw,3rem) clamp(1.6rem,4vw,2.6rem);box-shadow:var(--sk-3);position:relative;overflow:hidden}
.omoss-tjener::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 85% 0%,rgba(0,195,137,.24),transparent 55%);pointer-events:none}
.omoss-tjener>*{position:relative}
.omoss-tjener p{color:#B9C7D4}
.omoss-tjener p strong{color:#fff}
.omoss-tjener .stepper-steg p{color:#C7D2DC}
.omoss-tjener .stepper-steg.stepper-mal p{color:var(--brand-ink)}
.omoss-tjener p a{color:#7FE0B8;text-decoration-color:rgba(0,195,137,.45)}
.omoss-tjener p a:hover{color:#fff}
.omoss-badge-0kr{display:inline-flex;align-items:baseline;flex-wrap:wrap;gap:.5rem;background:rgba(0,195,137,.14);border:1px solid rgba(0,195,137,.35);border-radius:var(--radius-pill);padding:.5rem 1.2rem;margin-bottom:1.3rem}
.omoss-badge-0kr b{font-family:'Sora',sans-serif;font-size:1.3rem;color:var(--brand);font-weight:800}
.omoss-badge-0kr span{font-family:'Inter',sans-serif;font-size:.82rem;color:#C7D2DC;font-weight:600}

.omoss-flow{display:flex;align-items:center;justify-content:center;gap:.5rem;margin:1.8rem 0 2rem;flex-wrap:wrap}
.omoss-flow-node{display:flex;flex-direction:column;align-items:center;gap:.55rem;text-align:center;width:140px}
.omoss-flow-ring{width:60px;height:60px;border-radius:50%;background:rgba(255,255,255,.08);border:1.5px solid rgba(255,255,255,.18);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.omoss-flow-ring svg{width:26px;height:26px;stroke:#fff;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.omoss-flow-node.omoss-flow-mid .omoss-flow-ring{background:var(--brand);border-color:var(--brand)}
.omoss-flow-node.omoss-flow-mid .omoss-flow-ring svg{stroke:var(--brand-ink)}
.omoss-flow-label{font-family:'Inter',sans-serif;font-weight:700;font-size:.85rem;color:#fff}
.omoss-flow-sub{font-family:'Inter',sans-serif;font-size:.72rem;color:#8FA0AE}
.omoss-flow-arrow{color:rgba(255,255,255,.35);font-size:1.3rem;flex-shrink:0}

.omoss-team{display:grid;grid-template-columns:repeat(2,1fr);gap:1.2rem;margin:0 0 1.4rem}
.omoss-person{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:1.6rem 1.5rem;box-shadow:var(--sk-1);display:flex;flex-direction:column;gap:.9rem;transition:transform .25s,box-shadow .25s}
.omoss-person:hover{transform:translateY(-4px);box-shadow:var(--sk-2)}
.omoss-person-top{display:flex;align-items:center;gap:1rem}
.omoss-person-foto{width:72px;height:72px;border-radius:50%;object-fit:cover;border:2.5px solid var(--paper);box-shadow:0 4px 10px rgba(15,27,43,.18);flex-shrink:0}
.omoss-person-navn{display:inline-block;font-family:'Sora',sans-serif;font-weight:700;font-size:1.04rem;color:var(--gold-dark);text-decoration:underline;text-decoration-color:var(--gold-light);text-underline-offset:3px}
.omoss-person-navn:hover{color:var(--ink)}
.omoss-person-rolle{display:block;font-family:'Inter',sans-serif;font-size:.74rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--steel-dark);margin-top:.3rem}
.omoss-person-bio{font-size:.92rem;color:var(--ink-soft);margin:0!important}
.omoss-person-tag{align-self:flex-start;display:inline-flex;align-items:center;gap:.35rem;font-family:'Inter',sans-serif;font-size:.7rem;font-weight:700;color:var(--brand-dark);background:var(--surface-alt);border-radius:var(--radius-pill);padding:.35rem .75rem}
.omoss-person-tag svg{width:11px;height:11px;stroke:currentColor;fill:none;stroke-width:3;stroke-linecap:round;stroke-linejoin:round}

@media(max-width:900px){
  .omoss-hero-grid{grid-template-columns:1fr}
}
@media(max-width:700px){
  .omoss-pillars{grid-template-columns:1fr}
  .omoss-team{grid-template-columns:1fr}
}
@media(max-width:640px){
  .omoss-flow{flex-direction:column}
  .omoss-flow-arrow{transform:rotate(90deg)}
}
@media(max-width:480px){
  .omoss-badgerad{gap:.5rem}
  .omoss-hero-card{padding:1.4rem 1.2rem}
}
@media(prefers-reduced-motion:reduce){
  .omoss-pillar,.omoss-person{transition:none}
}

/* ===================================================================
   KALKULATOR-SIDEN - egen visuell verden, kun brukt av
   /kalkulator/index.html. Alt her er scopet under .kalk-hub / dets
   etterkommere (.kalk-arena-card, .kalk-minste-card osv.), slik at de
   delte klassene lenger opp i filen (verktoy-panel, resultat-boks,
   kalk-gauge, sml-grid, mini-toggle, faq-liste, kilde-liste) IKKE
   endres globalt - vi legger bare på mer spesifikke regler som kun
   trer i kraft inni denne siden. Rør ikke disse klassene andre
   steder. ================================================================= */
.kalk-hub{overflow-x:hidden;margin-top:-93px}

/* ---------- Hero ---------- */
.kalk-hero{position:relative;overflow:hidden;background:linear-gradient(165deg,var(--navy) 0%,var(--navy-light) 100%);padding:clamp(3rem,7vw,5.5rem) 1.5rem clamp(4.5rem,9vw,6.5rem);padding-top:calc(clamp(3rem,7vw,5.5rem) + 93px)}
.kalk-hero-decor{position:absolute;inset:0;overflow:hidden}
.kalk-blob{position:absolute;border-radius:50%;filter:blur(70px)}
.kalk-blob-a{width:420px;height:420px;background:var(--brand);opacity:.32;top:-160px;left:-110px}
.kalk-blob-b{width:360px;height:360px;background:var(--accent);opacity:.26;bottom:-170px;right:-90px}
.kalk-chip-float{position:absolute;font-family:'Sora',sans-serif;font-weight:700;font-size:.82rem;color:#fff;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:.4rem .9rem;backdrop-filter:blur(4px);animation:kalk-float 6s ease-in-out infinite}
.kalk-chip-float-1{top:10%;right:9%;animation-delay:.2s}
.kalk-chip-float-2{bottom:26%;left:6%;animation-delay:1.4s}
.kalk-chip-float-3{top:58%;right:22%;animation-delay:2.6s}
@media(max-width:1100px){.kalk-chip-float{display:none}}
@keyframes kalk-float{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
@media(prefers-reduced-motion:reduce){.kalk-chip-float{animation:none}}

.kalk-hero-inner{position:relative;z-index:2;max-width:720px;margin:0 auto;text-align:center}
.kalk-eyebrow{display:inline-flex;align-items:center;gap:.5rem;font-family:'Inter',sans-serif;font-size:.74rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#7FE0B8;background:rgba(0,195,137,.14);border:1px solid rgba(0,195,137,.32);padding:.4rem 1rem;border-radius:999px;margin-bottom:1.3rem}
.kalk-hero-inner h1{font-family:'Sora',Georgia,serif;font-weight:700;font-size:clamp(2.1rem,5.4vw,3.4rem);line-height:1.12;color:#fff;margin-bottom:1.1rem;text-wrap:balance}
.kalk-hero-inner h1 .kalk-hl{color:var(--brand)}
.kalk-hero-lead{font-size:clamp(1rem,1.6vw,1.15rem);color:#C7D3DE;max-width:560px;margin:0 auto 1.8rem}
.kalk-trust-row{display:flex;flex-wrap:wrap;justify-content:center;gap:1.6rem;margin:2rem 0 2rem}
.kalk-trust{display:inline-flex;align-items:center;gap:.5rem;font-family:'Inter',sans-serif;font-weight:600;font-size:.86rem;color:#EAF7F0}
.kalk-trust svg{stroke:#7FE0B8}
.kalk-trust svg{width:14px;height:14px;stroke:var(--brand);fill:none;flex-shrink:0}
.kalk-preset-row{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:.6rem}
.kalk-preset-lbl{font-family:'Inter',sans-serif;font-weight:600;font-size:.86rem;color:#8FA0AE}
.kalk-preset-chip{font-family:'Inter',sans-serif;font-weight:700;font-size:.88rem;color:#fff;background:rgba(255,255,255,.08);border:1.5px solid rgba(255,255,255,.24);border-radius:999px;padding:.55rem 1.15rem;cursor:pointer;transition:.2s cubic-bezier(.34,1.56,.64,1)}
.kalk-preset-chip:hover{background:var(--brand);border-color:var(--brand);color:var(--brand-ink);transform:translateY(-2px)}
.kalk-preset-chip:active{transform:translateY(0) scale(.97)}
@media(prefers-reduced-motion:reduce){.kalk-preset-chip{transition:background .2s,color .2s}}

/* ---------- Kalkulator-arena: den store, sentrale kalkulatoren ---------- */
.kalk-arena{position:relative;padding:0 1.5rem clamp(3rem,6vw,4.5rem)}
.kalk-arena-card{position:relative;max-width:920px;margin:-4.5rem auto 0;background:#fff;border-radius:var(--radius-xl);box-shadow:0 30px 60px -20px rgba(15,27,43,.35),0 6px 20px rgba(15,27,43,.12);padding:clamp(1.6rem,4vw,3rem);overflow:hidden}
.kalk-arena-card::before{content:"";position:absolute;top:0;left:0;right:0;height:6px;background:linear-gradient(90deg,var(--brand),var(--accent))}
.kalk-arena-top{margin-bottom:1.6rem}
.kalk-arena-badge{display:inline-flex;align-items:center;gap:.5rem;font-family:'Inter',sans-serif;font-weight:700;font-size:.76rem;letter-spacing:.04em;text-transform:uppercase;color:var(--ink);background:var(--paper);border-radius:999px;padding:.4rem .9rem .4rem .8rem;margin-bottom:1rem}
.kalk-pulse-dot{width:8px;height:8px;border-radius:50%;background:var(--brand);animation:kalk-pulse 1.6s ease-in-out infinite}
@keyframes kalk-pulse{0%,100%{box-shadow:0 0 0 0 rgba(0,195,137,.5)}50%{box-shadow:0 0 0 6px rgba(0,195,137,0)}}
@media(prefers-reduced-motion:reduce){.kalk-pulse-dot{animation:none}}
.kalk-arena-top h2{font-family:'Sora',Georgia,serif;font-weight:600;font-size:clamp(1.5rem,2.6vw,1.9rem);margin-bottom:.7rem;color:var(--ink);display:flex;align-items:center;gap:.65rem}
.kalk-arena-top h2::before{content:"";width:5px;align-self:stretch;flex-shrink:0;background:linear-gradient(180deg,var(--gold),var(--gold-light));border-radius:99px}
.kalk-arena-top p{color:var(--ink-soft);margin-bottom:0;font-size:1rem}
@media(max-width:640px){.kalk-arena-card{margin-top:-2.5rem}}
@media(max-width:400px){.kalk-arena-card{padding:1.4rem 1.1rem 1.7rem}}

/* Nøytraliser den generiske panel-boksen inni arena-kortet, siden kortet selv er "boksen" */
.kalk-arena-card .verktoy-panel{max-width:none;margin:0;padding:0;background:transparent;border:0;box-shadow:none}
.kalk-arena-card .verktoy-tabs{background:var(--paper);border-radius:999px;padding:.35rem;display:inline-flex;flex-wrap:nowrap;margin-bottom:1.8rem;max-width:100%}
.kalk-arena-card .verktoy-tab.aktiv{background:var(--ink);box-shadow:none}
@media(max-width:600px){
  .kalk-arena-card .verktoy-tabs{display:flex;width:100%}
  .kalk-arena-card .verktoy-tab{flex:1;min-width:0;justify-content:center;text-align:center;white-space:normal}
}
@media(max-width:400px){.kalk-arena-card .verktoy-tab{padding:.6rem .7rem;font-size:.82rem;gap:.35rem}}

/* Resultatboksen = det store, morsomme svaret */
.kalk-arena-card .resultat-boks{background:linear-gradient(135deg,var(--brand) 0%,var(--brand-dark) 100%);border-left:0;border-radius:var(--radius-lg);padding:clamp(1.5rem,3.5vw,2.1rem) clamp(1.5rem,3.5vw,2.1rem) 1.7rem;box-shadow:0 16px 32px -14px rgba(0,195,137,.45)}
.kalk-arena-card .resultat-tall{font-size:clamp(2rem,4.6vw,2.85rem);color:var(--brand-ink)}
@media(max-width:480px){.kalk-arena-card .resultat-tall{font-size:clamp(1.4rem,7vw,2rem)}}
.kalk-arena-card .resultat-sveip{display:none}
.kalk-arena-card .kalk-gauge-rad{margin:1.1rem 0 1.2rem}
.kalk-arena-card .kalk-gauge-lbl{color:rgba(4,48,31,.72)}
.kalk-arena-card .kalk-gauge{height:12px;box-shadow:inset 0 0 0 3px rgba(255,255,255,.3)}
.kalk-arena-card .kalk-gauge-marker{width:20px;height:20px;border-width:4px}
.kalk-arena-card .resultat-tekst{color:rgba(4,48,31,.88)}
.kalk-arena-card .resultat-boks.puls{animation:kalk-result-pop .55s cubic-bezier(.34,1.56,.64,1)}
@keyframes kalk-result-pop{0%{transform:scale(1)}40%{transform:scale(1.025)}100%{transform:scale(1)}}
@media(prefers-reduced-motion:reduce){.kalk-arena-card .resultat-boks.puls{animation:none}}

/* Sammenlign-fanen: en liten "duell" mellom to kort */
.kalk-sml-wrap{position:relative}
.kalk-vs-badge{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:42px;height:42px;border-radius:50%;background:var(--ink);color:#fff;font-family:'Sora',sans-serif;font-weight:800;font-size:.76rem;display:flex;align-items:center;justify-content:center;box-shadow:0 6px 16px rgba(15,27,43,.3);z-index:2}
@media(max-width:640px){.kalk-vs-badge{display:none}}

/* ---------- Effektiv rente-forklaring ---------- */
.kalk-forklar{padding:clamp(3rem,6vw,4.5rem) 1.5rem;background:linear-gradient(to bottom, var(--surface-alt) 0, var(--surface-alt-2) 56px, var(--surface-alt-2) 100%)}
.kalk-forklar-grid{max-width:1080px;margin:0 auto;display:grid;grid-template-columns:minmax(0,260px) minmax(0,1fr);gap:clamp(2rem,4vw,3.5rem);align-items:center}
.kalk-forklar-visual{display:flex;flex-direction:column;gap:.9rem}
.kalk-tagcard{border-radius:var(--radius-md);padding:1rem 1.2rem}
.kalk-tagcard-nom{background:var(--paper);border:1.5px dashed var(--border-2)}
.kalk-tagcard-nom .kalk-tagcard-lbl{color:var(--ink-faint)}
.kalk-tagcard-nom .kalk-tagcard-val{color:var(--ink-soft);text-decoration:line-through;text-decoration-color:var(--graphite-light)}
.kalk-tagcard-eff{background:var(--ink);transform:translateX(clamp(1rem,3vw,2rem));box-shadow:var(--sk-2)}
.kalk-tagcard-eff .kalk-tagcard-lbl{color:#7FE0B8}
.kalk-tagcard-eff .kalk-tagcard-val{color:#fff}
.kalk-tagcard-lbl{display:block;font-family:'Inter',sans-serif;font-size:.68rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin-bottom:.3rem}
.kalk-tagcard-val{display:block;font-family:'Sora',sans-serif;font-size:1.3rem;font-weight:700}
.kalk-forklar-text h2{font-family:'Sora',Georgia,serif;font-weight:600;font-size:clamp(1.5rem,2.6vw,1.9rem);margin-bottom:1rem;color:var(--ink);display:flex;align-items:center;gap:.65rem}
.kalk-forklar-text h2::before{content:"";width:5px;align-self:stretch;flex-shrink:0;background:linear-gradient(180deg,var(--gold),var(--gold-light));border-radius:99px}
.kalk-forklar-text p{color:var(--ink-soft);margin-bottom:1rem;font-size:1.02rem}
.kalk-forklar-text p:last-child{margin-bottom:0}
.kalk-forklar-text a{color:var(--steel-dark);font-weight:700;text-decoration:underline;text-decoration-color:var(--steel);text-underline-offset:3px}
@media(max-width:800px){.kalk-forklar-grid{grid-template-columns:1fr}.kalk-forklar-visual{flex-direction:row;max-width:420px;margin:0 auto}.kalk-tagcard{flex:1}.kalk-tagcard-eff{transform:translateY(.9rem)}}
@media(max-width:420px){.kalk-forklar-visual{flex-direction:column}.kalk-tagcard-eff{transform:none}}

/* ---------- Kostnadseksempler = klikkbare scenario-kort ---------- */
.kalk-eksempel{padding:clamp(3rem,6vw,4.5rem) 1.5rem;background:linear-gradient(to bottom, var(--surface-alt-2) 0, var(--surface-alt) 56px, var(--surface-alt) 100%)}
.kalk-eksempel .wrap{max-width:1080px}
.kalk-eksempel h2{font-family:'Sora',Georgia,serif;font-weight:600;font-size:clamp(1.5rem,2.6vw,1.9rem);margin-bottom:.9rem;color:var(--ink);display:flex;align-items:center;justify-content:center;gap:.65rem}
.kalk-eksempel h2::before{content:"";width:5px;height:1.3em;flex-shrink:0;background:linear-gradient(180deg,var(--gold),var(--gold-light));border-radius:99px}
.kalk-eksempel>.wrap>p{max-width:680px;margin:0 auto 2rem;text-align:center;color:var(--ink-soft);font-size:1.02rem}
.kalk-scenario-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}
.kalk-scenario-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:1.6rem 1.4rem;text-align:center;box-shadow:var(--sk-1);transition:transform .25s cubic-bezier(.22,.61,.36,1),box-shadow .25s;position:relative;overflow:hidden}
.kalk-scenario-card:hover{transform:translateY(-5px);box-shadow:var(--sk-3)}
.kalk-scenario-card::before{content:"";position:absolute;top:0;left:0;right:0;height:5px}
.kalk-scenario-card.kalk-tone-a::before{background:var(--brand)}
.kalk-scenario-card.kalk-tone-b::before{background:var(--accent)}
.kalk-scenario-card.kalk-tone-c::before{background:#E8A33D}
.kalk-scenario-tier{display:inline-block;font-family:'Inter',sans-serif;font-weight:700;font-size:.68rem;letter-spacing:.05em;text-transform:uppercase;color:var(--ink-faint);margin-bottom:.6rem}
.kalk-scenario-sum{font-family:'Sora',sans-serif;font-weight:700;font-size:1.7rem;color:var(--ink)}
.kalk-scenario-detail{font-size:.86rem;color:var(--ink-soft);margin:.3rem 0 1rem}
.kalk-scenario-cost{font-family:'Inter',sans-serif;font-weight:700;font-size:1.35rem;color:var(--ink);margin-bottom:1.1rem}
.kalk-scenario-cost span{display:block;font-size:.68rem;font-weight:600;color:var(--ink-faint);text-transform:uppercase;letter-spacing:.04em}
.kalk-scenario-btn{font-family:'Inter',sans-serif;font-weight:700;font-size:.84rem;color:var(--accent-dark);background:var(--accent-soft);border:0;border-radius:999px;padding:.65rem 1.15rem;cursor:pointer;transition:.2s}
.kalk-scenario-btn:hover{background:var(--accent);color:#fff;transform:translateY(-1px)}
.kalk-eksempel-note{max-width:680px;margin:2.6rem auto 0;text-align:center;font-size:.9rem;color:var(--ink-faint)}
.kalk-eksempel-note a{color:var(--steel-dark);font-weight:700;text-decoration:underline;text-decoration-color:var(--steel);text-underline-offset:3px}
@media(max-width:820px){.kalk-scenario-grid{grid-template-columns:1fr 1fr}.kalk-scenario-card:last-child{grid-column:1/-1}}
@media(max-width:560px){.kalk-scenario-grid{grid-template-columns:1fr}}

/* ---------- Minstebeløp ---------- */
.kalk-minste{padding:clamp(3rem,6vw,4.5rem) 1.5rem;background:linear-gradient(to bottom, var(--surface-alt) 0, var(--surface-alt-2) 56px, var(--surface-alt-2) 100%)}
.kalk-minste-card{max-width:900px;margin:0 auto;background:var(--ink);border-radius:var(--radius-xl);padding:clamp(2rem,4.5vw,3rem) clamp(1.6rem,4vw,2.8rem);box-shadow:var(--sk-3)}
.kalk-minste-card h2{font-family:'Sora',Georgia,serif;font-weight:600;font-size:clamp(1.5rem,2.6vw,1.9rem);color:#fff;margin-bottom:.9rem;display:flex;align-items:center;gap:.65rem}
.kalk-minste-card h2::before{content:"";width:5px;align-self:stretch;flex-shrink:0;background:linear-gradient(180deg,var(--brand),#7FE0B8);border-radius:99px}
.kalk-minste-card>p{color:#B9C7D4;font-size:1.02rem;margin-bottom:0}
.kalk-minste-card a{color:#7FE0B8;text-decoration:underline;text-decoration-color:rgba(0,195,137,.45);text-underline-offset:3px}
.kalk-minste-card .mini-toggle-btn{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.22);color:#EAF7F0}
.kalk-minste-card .mini-toggle-btn:hover{border-color:#fff}
.kalk-minste-card .mini-toggle-btn.aktiv{background:var(--brand);border-color:var(--brand);color:var(--brand-ink)}
.kalk-minste-card .mini-toggle-resultat{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.16);box-shadow:none}
.kalk-minste-card .mini-toggle-resultat p{color:#EAF7F0}

/* ---------- FAQ ---------- */
.kalk-faq{padding:clamp(3rem,6vw,4.5rem) 1.5rem;background:linear-gradient(to bottom, var(--surface-alt-2) 0, var(--surface-alt) 56px, var(--surface-alt) 100%)}
.kalk-faq>.wrap{max-width:820px}
#faq>.wrap{max-width:820px}
.kalk-faq h2{font-family:'Sora',Georgia,serif;font-weight:600;font-size:clamp(1.5rem,2.6vw,1.9rem);margin-bottom:1.6rem;color:var(--ink);display:flex;align-items:center;gap:.65rem}
.kalk-faq h2::before{content:"";width:5px;align-self:stretch;flex-shrink:0;background:linear-gradient(180deg,var(--gold),var(--gold-light));border-radius:99px}

/* ---------- Kilder ---------- */
.kalk-kilder{padding:clamp(3rem,6vw,4.5rem) 1.5rem;background:linear-gradient(to bottom, var(--surface-alt) 0, var(--surface-alt-2) 56px, var(--surface-alt-2) 100%)}
.kalk-kilder .wrap{max-width:960px}
.kalk-kilder h2{font-family:'Sora',Georgia,serif;font-weight:600;font-size:clamp(1.3rem,2.2vw,1.6rem);margin-bottom:1.4rem;color:var(--ink);display:flex;align-items:center;justify-content:center;gap:.65rem}
.kalk-kilder h2::before{content:"";width:5px;height:1.3em;flex-shrink:0;background:linear-gradient(180deg,var(--gold),var(--gold-light));border-radius:99px}
.kalk-kilder .kilde-liste{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.kalk-kilder .kilde-liste li{background:#fff;border:1px solid var(--border);border-radius:var(--radius-md);padding:1.1rem 1.2rem}
.kalk-kilder .kilde-liste li::before{display:none}

/* ---------- Søknadsmodal ---------- */
.soknad-modal{border:none;padding:0;background:transparent;max-width:600px;width:calc(100% - 2rem);max-height:calc(100svh - 3rem);overflow:visible;margin:auto}
.soknad-modal::backdrop{background:rgba(15,27,43,.62);backdrop-filter:blur(3px)}
.soknad-modal[open]{animation:soknad-modal-inn .25s cubic-bezier(.22,.61,.36,1) both}
@keyframes soknad-modal-inn{from{opacity:0;transform:translateY(14px) scale(.98)}to{opacity:1;transform:translateY(0) scale(1)}}
@media(prefers-reduced-motion:reduce){.soknad-modal[open]{animation:none}}
.soknad-kort{position:relative;display:flex;flex-direction:column;background:#fff;border-radius:var(--radius-lg);box-shadow:0 40px 70px -20px rgba(15,27,43,.35),0 14px 30px -10px rgba(15,27,43,.16);max-height:calc(100svh - 3rem);overflow:hidden}
.soknad-lukk{position:absolute;top:1.1rem;right:1.1rem;width:36px;height:36px;border-radius:50%;border:none;background:var(--surface-alt);color:var(--ink-soft);display:flex;align-items:center;justify-content:center;cursor:pointer;transition:.15s;z-index:2}
.soknad-lukk:hover{background:var(--border-2);color:var(--ink)}
.soknad-lukk svg{width:16px;height:16px;stroke:currentColor;fill:none;stroke-width:2.2;stroke-linecap:round}
.soknad-topp{flex-shrink:0;padding:1.8rem 2rem 1rem;border-bottom:1px solid var(--border-soft)}
.soknad-eyebrow{margin-bottom:.7rem}
.soknad-kort h2{font-family:'Sora',Georgia,serif;font-weight:600;font-size:1.35rem;margin:0 0 .35rem;color:var(--ink)}
.soknad-topp>p{color:var(--ink-soft);font-size:.92rem;margin:0}
#soknadSkjema{display:flex;flex-direction:column;flex:1;min-height:0}
.soknad-scroll{flex:1;min-height:0;overflow-y:auto;padding:1.3rem 2rem 0}
.soknad-gruppe-lbl{display:block;font-family:'Inter',sans-serif;font-weight:700;font-size:.7rem;letter-spacing:.09em;text-transform:uppercase;color:var(--brand-text);margin:0 0 .7rem}
.soknad-scroll .soknad-gruppe-lbl:not(:first-child){margin-top:1.4rem;padding-top:1.2rem;border-top:1px solid var(--border-soft)}
.soknad-rad{display:grid;grid-template-columns:1fr 1fr;gap:.8rem;margin-bottom:.8rem}
.soknad-felt{display:flex;flex-direction:column;gap:.32rem}
.soknad-felt label{font-family:'Inter',sans-serif;font-weight:600;font-size:.82rem;color:var(--ink);transition:color .15s}
.soknad-felt:focus-within label{color:var(--brand-text)}
.soknad-felt input,.soknad-felt select{font-family:'Inter',sans-serif;font-size:.92rem;color:var(--ink);border:1.5px solid var(--border-2);border-radius:var(--r);padding:.6rem .85rem;background:var(--surface-alt);transition:border-color .15s,box-shadow .15s,background .15s;width:100%}
.soknad-felt input:focus,.soknad-felt select:focus{outline:none;border-color:var(--brand);background:#fff;box-shadow:0 0 0 3px rgba(0,195,137,.15)}
.soknad-felt input.rort:invalid{border-color:#c0392b}
.soknad-bunn{flex-shrink:0;padding:1.1rem 2rem 1.6rem;border-top:1px solid var(--border-soft);background:#fff}
.soknad-samtykke{display:flex;align-items:flex-start;gap:.6rem;font-size:.78rem;color:var(--ink-soft);line-height:1.4;margin:0 0 .9rem;cursor:pointer}
.soknad-samtykke input{margin-top:.2rem;flex-shrink:0;width:16px;height:16px;accent-color:var(--brand)}
.soknad-samtykke a{color:var(--brand-text);text-decoration:underline}
.soknad-send{width:100%;justify-content:center;font-size:1rem;padding:.9rem 1.5rem;background:var(--brand);color:var(--brand-ink);box-shadow:var(--shadow-brand)}
.soknad-send:hover{background:var(--brand-dark)}
.soknad-send svg{width:18px;height:18px;transition:transform .2s}
.soknad-send:hover svg{transform:translateX(4px)}
.soknad-send:active{transform:scale(.98)}
.soknad-fotnote{display:flex;align-items:center;gap:.4rem;justify-content:center;font-size:.76rem;color:var(--ink-faint);margin:.8rem 0 0}
.soknad-fotnote svg{width:15px;height:15px;flex-shrink:0}
.soknad-kvittering{text-align:center;padding:3rem 2rem;animation:soknad-kvittering-inn .5s cubic-bezier(.22,.61,.36,1) both}
.soknad-kvittering svg{width:52px;height:52px;stroke:var(--brand-dark);fill:none;stroke-width:1.8;margin:0 auto 1rem;animation:soknad-kvittering-tikk .5s cubic-bezier(.34,1.56,.64,1) .12s both}
.soknad-kvittering h3{font-family:'Sora',Georgia,serif;font-weight:600;font-size:1.2rem;margin-bottom:.5rem;color:var(--ink)}
.soknad-kvittering p{color:var(--ink-soft);font-size:.92rem}
@keyframes soknad-kvittering-inn{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}
@keyframes soknad-kvittering-tikk{from{opacity:0;transform:scale(.5)}to{opacity:1;transform:scale(1)}}
@media(prefers-reduced-motion:reduce){.soknad-kvittering,.soknad-kvittering svg{animation:none}}
@media(max-width:640px){
  .soknad-rad{grid-template-columns:1fr}
  .soknad-modal{width:calc(100% - 1.2rem)}
  .soknad-topp{padding:1.5rem 1.3rem .9rem}
  .soknad-scroll{padding:1.1rem 1.3rem 0}
  .soknad-bunn{padding:1rem 1.3rem 1.3rem}
}
@media(max-width:760px){.kalk-kilder .kilde-liste{grid-template-columns:1fr}}